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New Orchard Bank CC and CLI request

Contributor

Re: New Orchard Bank CC and CLI request

I've had my orchard card for 5 years or so now, and its up to 550 from 300.00. My merrick card initial was 600 and they auto CLI me to 1200 after a year.

Frequent Contributor

Re: New Orchard Bank CC and CLI request

Have you had Amex card back when you were in Canada? If yes, you could call amex to transfer history from foreign account to open a new tradeline backdating to opening date of the previous one.  

Established Member

Re: New Orchard Bank CC and CLI request

Interesting about them selling out to Cap1. My limit on my Orchard Bank card is $500 and they won't budge anymore. I haven't even used this card for about a year because I have an AMEX Platinum that I use for everything. I just keep this account open because it's my oldest card on my credit report. I called today to ask to close the account because of the $79 annual fee and they took it off. Maybe I should have closed it though because my understanding is that Cap1 doesn't report credit limits?