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Established Contributor
eviLution
Posts: 694
Registered: ‎06-11-2012

Re: New Quarter - What's in your wallet?

Discover IT since I don't have any other rewards/cb card. I'm also in the garden :smileyfrustrated:


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 9500 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor
b_seeker
Posts: 390
Registered: ‎03-24-2013

Re: New Quarter - What's in your wallet?

AMEX - Gas

Freedom - Movies and Restaurants

Amazon Rewards - Amazon

Discover - ShopDiscover and misc.

Barclays - Utilities (Got changed to rewards but won't update my sig until I have the card. The rewards section does show when I log in now though.)



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Valued Contributor
CreditScholar
Posts: 2,277
Registered: ‎01-22-2012

Re: New Quarter - What's in your wallet?

Just 2 cards for me - CSP (dining, travel, UR) and United Club (everything else). I've already cleared the 10k on my JPM Ritz so there's no use carrying that around anymore.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Contributor
Radek7752
Posts: 91
Registered: ‎03-27-2013

Re: New Quarter - What's in your wallet?

My Discover IT won't be leaving the SD for a long time with this first quarter coming to an end . The Freedom categories for the rest of the year are pretty good and being able to transfer those points to the CSP for further use is invaluable. The wallet will include the BCE for Gas/Groceries, Freedom for Entertainment/Dining, and the CSP.

BoA: Virgin Atlantic World Elite Mastercard
Chase: Sapphire Preferred (WMC)/Freedom/Amazon/Auto Loan (41k)
Citi: Thank You Preferred/Forward/Simplicity
AmEx: Zync/Blue Cash/Starwood Preferred
Discover: IT
GE: JCP/Walmart Discover
Regular Contributor
ukimafija
Posts: 127
Registered: ‎08-13-2012

Re: New Quarter - What's in your wallet?

FT Knox Cu Visa Platinum - gas 5%

Amex BCE Groceries 3%, US Bank Cash+ for Walmart only 2.25%

Cap One Cash Rewards outside these categories,

If i maybe go to the restaurant i'll use my Freedom....

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: New Quarter - What's in your wallet?


ukimafija wrote:

FT Knox Cu Visa Platinum - gas 5%

Amex BCE Groceries 3%, US Bank Cash+ for Walmart only 2.25%

Cap One Cash Rewards outside these categories,

If i maybe go to the restaurant i'll use my Freedom....


I see that FT Knox allows anyone to join by paying $15 to join another org.  Anyone know how its underwriting compares to Penfed, because this an alternative for a 5% off gas card.

Regular Contributor
sengpatt
Posts: 223
Registered: ‎12-08-2012

Re: New Quarter - What's in your wallet?

[ Edited ]

No rotating category cards here. (I'm with BS on this one, but am tempted by Freedom/CSP combo and ShopDiscover.) Nevertheless, I'm happy to say that all my cards will have a place in my wallet until the end of the month:

BCP - Groceries
Forward - Dining and Amazon
BofA Travel Rewards - commuter expenses, travel, and everything else (toss-up with Gap Visa until 4/30)
Gap Visa - Gap/Banana purchases (obvious, but there's also a double points promotion going on right now) and everything else (3x points on out-of-network spending until 4/30)

EX: 758 (10/12), TU: ???, EQ: ???

BankAmericard Travel Rewards // Citi Forward // Amex Blue Cash Preferred // Gap Visa
Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013

Re: New Quarter - What's in your wallet?

[ Edited ]

I removed everything to make room and the slots are just waiting for the new cards to arrive.

Wallet:

1. BCP -Groceries

2. Chase Freedom- Everyday stuff I don't want to slam onto BCP

3. Amex Green - When travelling always keep Amex Charge handy.

 

In my flight bag

3. NFCU Flagship Visa  - Primary Travel card

4. Discover IT - Oh crap Amex just froze my account for a FR and I am on the beach in Cayman card

5. Cap One Cash rewards- I'll by some socks or something with it....at Goodwill.

 

 

Sock Drawer:

6. Credit One - Occasionally I will use this to clean my fingernails or something. :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: New Quarter - What's in your wallet?


Pilotdude wrote:

I removed everything to make room and the slots are just waiting for the new cards to arrive.

Wallet:

1. BCP -Groceries

2. Chase Freedom- Everyday stuff I don't want to slam onto BCP

3. Amex Green - When travelling always keep Amex Charge handy.

 

In my flight bag

3. NFCU Flagship Visa  - Primary Travel card

4. Discover IT - Oh crap Amex just froze my account for a FR and I am on the beach in Cayman card

5. Cap One Cash rewards- I'll by some socks or something with it....at Goodwill.

 

 

Sock Drawer:

6. Credit One - Occasionally I will use this to clean my fingernails or something. :smileyhappy:


When I saw your number 4 (after your second number 3!) my first thought was "Is Discover common in the Caymans"?  Discover reassure me:

 

You can use your card everywhere Discover cards are accepted on the following islands  (and Cayman Islands is in the list).

 

But isn't this "Discover is accepted everywhere Discover is accepted"?  so I would also make sure you have a Visa/MC for those awkward "FR'd in the Caymans" moments that we have all experienced!

Moderator
09Lexie
Posts: 22,404
Registered: ‎09-13-2012

Re: New Quarter - What's in your wallet?

@Pilotdude

Lol @ CredtOne! How long are you going to keep that card open anyway?

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