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New Salary - when do you tell existing CC companies?

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Revelate
Moderator Emeritus
‎10-01-2013 04:22 PM
‎10-01-2013 04:22 PM

Re: New Salary - when do you tell existing CC companies?

@MoreRewards wrote:
Lol well Cap 1 had $0 income for me. Just updated that too. I really love the useful info I find on this forum.

Huh, I had put in my income when I made a what the hell CLI request when mine converted from Orchard, but it was blank for me too.

 

To add to the list of lenders that you can update income informaton: Amex.




        
Message 11 of 22
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MoreRewards
Established Contributor
‎10-01-2013 05:31 PM
‎10-01-2013 05:31 PM

Re: New Salary - when do you tell existing CC companies?

I've never requested a CLI this is the first time I messed with anything. Mine's never been Orchard.

Perhaps I left it blank originally. It had no employment info either. Maybe that's the reason I shoUld believe I got such a low limit.
EQ 773 * EX 786 * TU 797
Message 12 of 22
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Revelate
Moderator Emeritus
‎10-01-2013 05:34 PM
‎10-01-2013 05:34 PM

Re: New Salary - when do you tell existing CC companies?

@MoreRewards wrote:
I've never requested a CLI this is the first time I messed with anything. Mine's never been Orchard.

Perhaps I left it blank originally. It had no employment info either. Maybe that's the reason I shoUld believe I got such a low limit.

It's Capital One Smiley Happy.

 

Virtually everyone starts with a low limit there and it rarely budges short of comparitively recent EO experiences.




        
Message 13 of 22
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myjourney
Super Contributor
‎10-01-2013 05:39 PM
‎10-01-2013 05:39 PM

Re: New Salary - when do you tell existing CC companies?

@Duncanrr wrote:
So i got a really. Nice bump to my salary (about 28%), when do you tell existing credit card companies (for the cards you already have) about your new income?

Happy to hear that you accepted the new job Congrats

I would update as I asked for CLI's or just before I expected auto luv

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 22
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Duncanrr
Valued Contributor
‎10-01-2013 06:30 PM
‎10-01-2013 06:30 PM

Re: New Salary - when do you tell existing CC companies?

Thanks. Smiley Happy my Experian is down to one inquiry and that is from Jan 2013. Its getting ready for a nice little spree.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
Message 15 of 22
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Luscher
Valued Contributor
‎10-01-2013 07:38 PM
‎10-01-2013 07:38 PM

Re: New Salary - when do you tell existing CC companies?

i always get an error when updating amex income info.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 16 of 22
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myjourney
Super Contributor
‎10-01-2013 07:46 PM
‎10-01-2013 07:46 PM

Re: New Salary - when do you tell existing CC companies?

@Duncanrr wrote:
Thanks. Smiley Happy my Experian is down to one inquiry and that is from Jan 2013. Its getting ready for a nice little spree.

You have earned a spree good luck and happy hunting Wooo Hooo

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 17 of 22
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CreditScholar
Valued Contributor
‎10-01-2013 08:26 PM
‎10-01-2013 08:26 PM

Re: New Salary - when do you tell existing CC companies?

I don't update my income info unless I'm asking for a CLI or applying for a new card. Until then, it doesn't really matter to me what they have on file.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 18 of 22
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eddie84
Valued Contributor
‎10-01-2013 09:02 PM
‎10-01-2013 09:02 PM

Re: New Salary - when do you tell existing CC companies?

@Luscher wrote:
i always get an error when updating amex income info.

Yup, same here...   And I thought I was the only one. lol

Message 19 of 22
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youngandcreditwrthy
Senior Contributor
‎10-02-2013 07:14 AM
‎10-02-2013 07:14 AM

Re: New Salary - when do you tell existing CC companies?

Chase only wants the new income if you are applying for a cli or new card.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 22
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