Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013
0

New Targeted Discover IT Promo

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Senior Contributor
Posts: 3,139
Registered: ‎04-04-2013
0

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%



TU-08: 760 EX-08: 766    EX-08 Bankcard: 807    EX-98: 751 EQ-04: 753
Regular Contributor
Posts: 161
Registered: ‎10-11-2013
0

Re: New Targeted Discover IT Promo

I just received this one in the mail. I don't have anything to transfer but the 10.99% definitely caught my eye. I have been dying to apply with them but I'm in the garden until April, maybe longer if I can contain myself!
Beginning Scores 9/13: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701
CapOne Quicksilver $4000 | Sallie Mae World Mastercard $4400 | Barclaycard Rewards Mastercard $2500 | Amex Everyday $6000 | Discover It $2500 | Walmart Mastercard $6000 | BofA Cash Rewards $1200 | CareCredit $700 |
Gardening as of 1-14-15
Community Leader
Senior Contributor
Posts: 5,488
Registered: ‎11-13-2012
0

Re: New Targeted Discover IT Promo


Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Valued Contributor
Posts: 1,575
Registered: ‎11-14-2013
0

Re: New Targeted Discover IT Promo


lg8302ch wrote:

Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL


Did you burn Discover in the past or something? Smiley Very Happy




EQ-683 TU-714 EX-722 (as of 5-21-15)
Highlighted
Regular Contributor
Posts: 153
Registered: ‎09-09-2012
0

Re: New Targeted Discover IT Promo

This is exactly what my preapproval was in August. Then they gave me $500. Really? 

Age: 24 | FICO: TU 807, EQ 770, EX 825 | FAKO: TU 778, EX 769 | Garden: 6/2015 | Total History: 7yr 6mo | AAoA: 4yr 2mo | Util: 4%
........24000...............10000.....................6000................7000................500..................5000................18000...............10000
Community Leader
Senior Contributor
Posts: 5,488
Registered: ‎11-13-2012
0

Re: New Targeted Discover IT Promo


efranklin23 wrote:

lg8302ch wrote:

Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL


Did you burn Discover in the past or something? Smiley Very Happy


Not really......but a perfectly clean record for 27 years  which is toooo suspicious for  Discover.?? ....I recently ordered my round of reports from ARS, IDA and Innovis. IDA was a big surprise for me as no other entries than Discover....ARS with logs of IP and email and it looks they do not delete entries after 2 years as I have a strange entry from US Bank for a "possible fraudulent app" from 2011...well I never applied with US Bank and to have ARS remove this entry is too much hassle for me and I will simply freeze these 3 reports. So who knows if Discover pulls IDA or ARS for their account reviews as I have no AR (soft pulls) on TU, EQ, or EX ...once frozen they will have to pull any of the 3 big ones..LOL

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Regular Contributor
Posts: 115
Registered: ‎08-28-2008
0

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I got the same offer today..

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Senior Contributor
Posts: 3,876
Registered: ‎01-10-2008
0

Re: New Targeted Discover IT Promo

[ Edited ]
Themanwhocan wrote:I'd reapply if they would give me that APR of 10.99%

 


 

No need to re-apply just for APRD, can request one from time to time until obtain the lowest APR available.

IIRC, initially approved at 12.24 but requested APRD last year and the regular purchase APR was lowered to 10.99 (with clean reports, 770s, low UTI, thick file.)

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
0

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


When you hear about the CLD and APR increase promo, let me know because that's about all I expect to be eligible for with Discover...lol!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.