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Established Contributor
wHiTeSoL
Posts: 1,038
Registered: ‎07-09-2013

New Targeted Discover IT Promo

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
Themanwhocan
Posts: 1,304
Registered: ‎04-04-2013

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


Contributor
zsepthenne
Posts: 104
Registered: ‎10-11-2013

Re: New Targeted Discover IT Promo

I just received this one in the mail. I don't have anything to transfer but the 10.99% definitely caught my eye. I have been dying to apply with them but I'm in the garden until April, maybe longer if I can contain myself!

Beginning Scores 9/13: EX 651, TU08-642, TU 639 Short term goals: Scores in the low 700s 11/13, TU08-648 12/13 TU08-678 1/14 TU08-691! 3/14 TU08-696 EX 697 7/14 TU08 701
CapOne Quicksilver $3000 | Barclaycard Rewards Mastercard $2500 | Amex Everyday $2000 | Discover It $1500| Walmart Discover $2500 | BofA Cash Rewards $500 | CareCredit $700 | VS $750 | Loft $1000 | Express $500
Gardening as of 7-19-14 until 2015
Valued Contributor
lg8302ch
Posts: 2,464
Registered: ‎11-13-2012

Re: New Targeted Discover IT Promo


Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL

FICO® EQ 784 (as of today) - TU 777 (07/03) * Fako EX 799 (07/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Established Contributor
efranklin23
Posts: 1,520
Registered: ‎11-14-2013

Re: New Targeted Discover IT Promo


lg8302ch wrote:

Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL


Did you burn Discover in the past or something? :smileyvery-happy:


$13.5K$7.5K5.5K$9K$5K500
EQ-665 TU-680 EX-705 (as of 5-20-14)
Regular Contributor
broseph23
Posts: 150
Registered: ‎09-09-2012

Re: New Targeted Discover IT Promo

This is exactly what my preapproval was in August. Then they gave me $500. Really? 

Age: 22 | FICO: TU 739, EQ 736, EX 716 | FAKO: TU 751, EX 772 | Garden: 4/14 | Total History: 3yr 11mo | AAoA: 2yr 1mo | Util: 3%
........15000.................500...............6000................7000................500.................5000................2000...............10000
Valued Contributor
lg8302ch
Posts: 2,464
Registered: ‎11-13-2012

Re: New Targeted Discover IT Promo


efranklin23 wrote:

lg8302ch wrote:

Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL


Did you burn Discover in the past or something? :smileyvery-happy:


Not really......but a perfectly clean record for 27 years  which is toooo suspicious for  Discover.?? ....I recently ordered my round of reports from ARS, IDA and Innovis. IDA was a big surprise for me as no other entries than Discover....ARS with logs of IP and email and it looks they do not delete entries after 2 years as I have a strange entry from US Bank for a "possible fraudulent app" from 2011...well I never applied with US Bank and to have ARS remove this entry is too much hassle for me and I will simply freeze these 3 reports. So who knows if Discover pulls IDA or ARS for their account reviews as I have no AR (soft pulls) on TU, EQ, or EX ...once frozen they will have to pull any of the 3 big ones..LOL

FICO® EQ 784 (as of today) - TU 777 (07/03) * Fako EX 799 (07/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Contributor
petarap
Posts: 75
Registered: ‎08-28-2008

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I got the same offer today..

___________________________________________________________________________
Recent Scores: 754 Walmart TU 3/4/2014, 782 Credit Sesame : 2/3/2014, 739 Credit Karma 2/26/2014
-----------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Macy's Amex $6,000
Walmart Store Card $2,900, Cap One(card 1) $2,500, Cap one(card 2) $2,250,
BOA $2000,Cap one (card 3) $1,300 Sears Citi MC $1,000
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: New Targeted Discover IT Promo

[ Edited ]
Themanwhocan wrote:I'd reapply if they would give me that APR of 10.99%

 


 

No need to re-apply just for APRD, can request one from time to time until obtain the lowest APR available.

IIRC, initially approved at 12.24 but requested APRD last year and the regular purchase APR was lowered to 10.99 (with clean reports, 770s, low UTI, thick file.)

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


When you hear about the CLD and APR increase promo, let me know because that's about all I expect to be eligible for with Discover...lol!

 photo Logo-CreditCardCollection_zps46f2f9f7.jpgWmart (TU): 809, Disc it (TU): 809, CKarma (TU): 772, AmEx (EX): 755, CSesame (EX): 727, Quizz (EQ): 775, myFICO (EQ): 770.
Oldest: AmEx: 26Y-5M, AAoA: 7Y-5M, Utl: 2.73%, 12/24 Inq: 6/16, Income: $104k, Garden: 06/16/2014. Updated 07/20/2014.

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