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New Targeted Discover IT Promo

Valued Contributor

New Targeted Discover IT Promo

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

19 REPLIES
Senior Contributor

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%





TU-8: 755 EX-8: 771 EQ-8: 763    EX-8 Bankcard: 815    
TU-9 Bankcard: 795 EQ-9: 822
   EX-98: 735 EQ-04: 730
Total $437,800
Regular Contributor

Re: New Targeted Discover IT Promo

I just received this one in the mail. I don't have anything to transfer but the 10.99% definitely caught my eye. I have been dying to apply with them but I'm in the garden until April, maybe longer if I can contain myself!
Beginning Scores 9/13: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701
CapOne Quicksilver $4000 | Sallie Mae World Mastercard $4400 | Barclaycard Rewards Mastercard $2500 | Amex Everyday $6000 | Discover It $2500 | Walmart Mastercard $6000 | BofA Cash Rewards $1200 | CareCredit $700 |
Gardening as of 1-14-15
Senior Contributor

Re: New Targeted Discover IT Promo


Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Valued Contributor

Re: New Targeted Discover IT Promo


lg8302ch wrote:

Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL


Did you burn Discover in the past or something? Smiley Very Happy

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Highlighted
Regular Contributor

Re: New Targeted Discover IT Promo

This is exactly what my preapproval was in August. Then they gave me $500. Really? 

Age: 25 | FICO: TU 802, EQ 782, EX 801 | FAKO: TU 778, EX 769 | Garden: 6/2015 | Total History: 7yr 6mo | AAoA: 4yr 2mo | Util: 4%
........24000...............10000.....................6000................7000................500..................5000................18000...............10000
Senior Contributor

Re: New Targeted Discover IT Promo


efranklin23 wrote:

lg8302ch wrote:

Themanwhocan wrote:

wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I'd reapply if they would give me that APR of 10.99%


+1

me too... and might get a better limit as well...LOL


Did you burn Discover in the past or something? Smiley Very Happy


Not really......but a perfectly clean record for 27 years  which is toooo suspicious for  Discover.?? ....I recently ordered my round of reports from ARS, IDA and Innovis. IDA was a big surprise for me as no other entries than Discover....ARS with logs of IP and email and it looks they do not delete entries after 2 years as I have a strange entry from US Bank for a "possible fraudulent app" from 2011...well I never applied with US Bank and to have ARS remove this entry is too much hassle for me and I will simply freeze these 3 reports. So who knows if Discover pulls IDA or ARS for their account reviews as I have no AR (soft pulls) on TU, EQ, or EX ...once frozen they will have to pull any of the 3 big ones..LOL

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Regular Contributor

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


I got the same offer today..

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Senior Contributor

Re: New Targeted Discover IT Promo

Themanwhocan wrote:I'd reapply if they would give me that APR of 10.99%

 


 

No need to re-apply just for APRD, can request one from time to time until obtain the lowest APR available.

IIRC, initially approved at 12.24 but requested APRD last year and the regular purchase APR was lowered to 10.99 (with clean reports, 770s, low UTI, thick file.)

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Valued Contributor

Re: New Targeted Discover IT Promo


wHiTeSoL wrote:

 

If you can forgo the $150 after $750 or really need a balance transfer keep a keen eye to your mailbox. 15 Months on purchases and balance transfers and for the first time I've seen, 1% intro BT fee.  Like a slate (well, almost) but with much better rewards. 


When you hear about the CLD and APR increase promo, let me know because that's about all I expect to be eligible for with Discover...lol!

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