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@FinStar wrote:
@CreditScholar wrote:
@BearsAndTurtlesRtheBest wrote:
Get 10,000 Bonus Points when you spend $500 during the first 90-days after opening your account2 – that's $100 in rewards!
0% Intro APR on purchases and balance transfers for the first 12 billing cycles and after that, a variable APR, currently 11.99% - 23.99%, based on your credit worthiness.
Earn 1 point for every dollar of net purchases (purchases minus credits and returns).
Redeem for real Rewards - travel, gift cards, cash back and more!
Award travel starts at 25,000 points for one airline ticket (up to a $400 value).
- No annual fee.R
As soon as I saw the no annual fee in blue, I stopped reading the rest.
+1
LOL... Me too. I would guess this product has it's target market/demographic.
+2. I think if they have to advertise the APR as a major selling point (since it's the 2nd item on the list), it's likely that the rewards will suck (and they do).
@CreditScholar wrote:
@FinStar wrote:
@CreditScholar wrote:
@BearsAndTurtlesRtheBest wrote:
Get 10,000 Bonus Points when you spend $500 during the first 90-days after opening your account2 – that's $100 in rewards!
0% Intro APR on purchases and balance transfers for the first 12 billing cycles and after that, a variable APR, currently 11.99% - 23.99%, based on your credit worthiness.
Earn 1 point for every dollar of net purchases (purchases minus credits and returns).
Redeem for real Rewards - travel, gift cards, cash back and more!
Award travel starts at 25,000 points for one airline ticket (up to a $400 value).
- No annual fee.R
As soon as I saw the no annual fee in blue, I stopped reading the rest.
+1
LOL... Me too. I would guess this product has it's target market/demographic.
+2. I think if they have to advertise the APR as a major selling point (since it's the 2nd item on the list), it's likely that the rewards will suck (and they do).
I think all of you are missing the major selling point of this card:
Redeem for real Rewards
When you think of all the cards you have that you either can't redeem for rewards at all, or have to redeem for imaginary rewards ("dinner for two on a magic carpet in the elves castle, 15,000 points"), this is a refreshing change!
lol ^^^^
Yawn.
If they had bonus categories, I would have been all over it. They called me the other day trying to offer me a card as well.
@CreditScholar wrote:
@BearsAndTurtlesRtheBest wrote:
Get 10,000 Bonus Points when you spend $500 during the first 90-days after opening your account2 – that's $100 in rewards!
0% Intro APR on purchases and balance transfers for the first 12 billing cycles and after that, a variable APR, currently 11.99% - 23.99%, based on your credit worthiness.
Earn 1 point for every dollar of net purchases (purchases minus credits and returns).
Redeem for real Rewards - travel, gift cards, cash back and more!
Award travel starts at 25,000 points for one airline ticket (up to a $400 value).
- No annual fee.R
As soon as I saw the no annual fee in blue, I stopped reading the rest.
Why? I don't get it
@HiLine wrote:
@CreditScholar wrote:
@BearsAndTurtlesRtheBest wrote:
Get 10,000 Bonus Points when you spend $500 during the first 90-days after opening your account2 – that's $100 in rewards!
0% Intro APR on purchases and balance transfers for the first 12 billing cycles and after that, a variable APR, currently 11.99% - 23.99%, based on your credit worthiness.
Earn 1 point for every dollar of net purchases (purchases minus credits and returns).
Redeem for real Rewards - travel, gift cards, cash back and more!
Award travel starts at 25,000 points for one airline ticket (up to a $400 value).
- No annual fee.R
As soon as I saw the no annual fee in blue, I stopped reading the rest.
Why? I don't get it
The principle being, the rewards are lackluster for some individuals. Think of CreditScholar's CC portfolio, lifestyle and spending habits. This hardly stacks up. Same for me. However, that doesn't mean that this product (or rewards) doesn't fit someone's spend patterns or lifestyle.
@FinStar wrote:
@HiLine wrote:
@CreditScholar wrote:
@BearsAndTurtlesRtheBest wrote:
Get 10,000 Bonus Points when you spend $500 during the first 90-days after opening your account2 – that's $100 in rewards!
0% Intro APR on purchases and balance transfers for the first 12 billing cycles and after that, a variable APR, currently 11.99% - 23.99%, based on your credit worthiness.
Earn 1 point for every dollar of net purchases (purchases minus credits and returns).
Redeem for real Rewards - travel, gift cards, cash back and more!
Award travel starts at 25,000 points for one airline ticket (up to a $400 value).
- No annual fee.R
As soon as I saw the no annual fee in blue, I stopped reading the rest.
Why? I don't get it
The principle being, the rewards are lackluster for some individuals. Think of CreditScholar's CC portfolio, lifestyle and spending habits. This hardly stacks up. Same for me. However, that doesn't mean that this product (or rewards) doesn't fit someone's spend patterns or lifestyle.
Oh OK. An annual fee would suggest a card worth having for him I see. Thanks for clarifying
Aside from the low rate, why would anyone opt for this over the Cash+?
I guess, for the signup bonus, but $100 is hardly compelling.
*Edited* PS - I see, the option to redeem 25,000 points for a $400 airline ticket.