11-09-2009 05:47 AM
I just got a new Walmart store card and figured I would use it for doing the grocery shopping and PIF every month (we do our shop at the Walmart Supercenter so I'm going there anyway).
So I did the shop, went on the website later that evening and while it's showing my available credit as $75 (used $325 on a $400 CL), it has current balance as $0 and payment due as $0. When I try to pay it, it won't let me.
Is this just the usual thing for the first month / until the first statement cuts? It's a little irritating as if forces me to have higher util than usual and I'll take a fico hit for that, but it'll rebound.
11-09-2009 05:51 AM
11-09-2009 05:52 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.