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Established Contributor
Posts: 545
Registered: ‎02-10-2009
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New Walmart Card - Won't Let Me Pay The Balance

I just got a new Walmart store card and figured I would use it for doing the grocery shopping and PIF every month (we do our shop at the Walmart Supercenter so I'm going there anyway).


So I did the shop, went on the website later that evening and while it's showing my available credit as $75 (used $325 on a $400 CL), it has current balance as $0 and payment due as $0.  When I try to pay it, it won't let me.


Is this just the usual thing for the first month / until the first statement cuts?  It's a little irritating as if forces me to have higher util than usual and I'll take a fico hit for that, but it'll rebound.

DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
Current scores: EQ - 750, TU - 732
My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732
Super Contributor
Posts: 5,747
Registered: ‎10-06-2007
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Re: New Walmart Card - Won't Let Me Pay The Balance

You can pay in the store at any time and for any amount.  I frequently have a credit on my Sams card because I do this.
06/10/2017 FICO: EQ 781 TU 787 EX 785
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: New Walmart Card - Won't Let Me Pay The Balance

It's normal.  Most members on this board will force an electronic payment via their banks website.  
Regular Contributor
Posts: 192
Registered: ‎12-06-2008
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Re: New Walmart Card - Won't Let Me Pay The Balance

I don't have a Walmart card, but I have other cards that do the same thing, it usually takes a couple of days for it to post and then you can pif without it ever hitting your cr.

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