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Valued Contributor
Posts: 1,054
Registered: ‎09-16-2012
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New Walmart scores up?

Just checked my Walmart account, and I have a new TU of 674, up from 652.   It shows 'Your new score as of Feb. 4, 2013 is 674'

As of Feb 4, it was 652?

 

Does getting a 2x CLI last week have anything to do with it?   Maybe they updated my score when they soft pulled me?

 

The Walmart TU is really close to  a lender pulled TU a few weeks ago of 676, so that gives me a little more confidence in the validity/accuracy of the Walmart score.

Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
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Re: New Walmart scores up?

Thanks for the heads up , see my score now too, dow 2 pointgs Smiley Sad should be going up though with me paying down some cc in the next month with my tax refund

Established Contributor
Posts: 569
Registered: ‎02-11-2013
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Re: New Walmart scores up?

how do you get your credit score from walmart?  i have a walmart card, is it on their website somewhere?

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Established Contributor
Posts: 682
Registered: ‎09-12-2011
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Re: New Walmart scores up?


RSCo wrote:

how do you get your credit score from walmart?  i have a walmart card, is it on their website somewhere?


Yes, when you log into your online account for your Walmart credit card, you should select paperless billing and then you will start receiving a free monthly TU score.

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
Posts: 569
Registered: ‎02-11-2013
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Re: New Walmart scores up?

Oh NICE.... Thanks a lot for pointing that out..  I'm check'n it out now..  I opened the card back in Oct 2012 and they gave me a 600.00 credit limit and I just noticed on my latest account login they automatically bumped it up to a WHOLE 800.00..  LOL..  My Equifax Fico is 713.. Was surprised the CL was so low.. 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Established Contributor
Posts: 682
Registered: ‎09-12-2011
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Re: New Walmart scores up?


RSCo wrote:

Oh NICE.... Thanks a lot for pointing that out..  I'm check'n it out now..  I opened the card back in Oct 2012 and they gave me a 600.00 credit limit and I just noticed on my latest account login they automatically bumped it up to a WHOLE 800.00..  LOL..  My Equifax Fico is 713.. Was surprised the CL was so low.. 


That's pretty much my main reason for getting a Walmart credit card - for the free monthly TU Fico score.  Smiley Very Happy  Although I do a lot of my grocery shopping at Walmart and when I use the card there, I often get $100 cash back (nice feature!).

 

There's a backdoor number in the sticky for GE/Walmart underwriting.  Tons of people have had great success with calling them up and asking for bigger CLIs.  You should give them a call and see what they can do for you.  You have a good EQ score, but what's your TU score like?  I guess you will find out if you enroll in paperless billing today!  Anyway, GE/Walmart makes their decisions based on your TU score 99% of the time.

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
Posts: 569
Registered: ‎02-11-2013
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Re: New Walmart scores up?

Okay thanks.. I will call them.. My TU is 695 according to what my Walmart accout just showed me.. Seem to vary quite a bit between TU, Equifax and Ex.  Thanks for the advice..

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Valued Contributor
Posts: 1,054
Registered: ‎09-16-2012
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Re: New Walmart scores up?

Established Contributor
Posts: 569
Registered: ‎02-11-2013
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Re: New Walmart scores up?

Racer-x, thanks for the info on the thread.. You guys are clever.. Smiley Wink

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: New Walmart scores up?

 

lol Smiley Happy


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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