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Frequent Contributor
racer-x
Posts: 377
Registered: ‎09-16-2012
0

New Walmart scores up?

Just checked my Walmart account, and I have a new TU of 674, up from 652.   It shows 'Your new score as of Feb. 4, 2013 is 674'

As of Feb 4, it was 652?

 

Does getting a 2x CLI last week have anything to do with it?   Maybe they updated my score when they soft pulled me?

 

The Walmart TU is really close to  a lender pulled TU a few weeks ago of 676, so that gives me a little more confidence in the validity/accuracy of the Walmart score.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Senior Contributor
john398
Posts: 3,522
Registered: ‎01-19-2009
0

Re: New Walmart scores up?

Thanks for the heads up , see my score now too, dow 2 pointgs :smileysad: should be going up though with me paying down some cc in the next month with my tax refund

Frequent Contributor
RSCo
Posts: 473
Registered: ‎02-11-2013
0

Re: New Walmart scores up?

how do you get your credit score from walmart?  i have a walmart card, is it on their website somewhere?

Citi Hilton Honors: $25,000 -- Chase Sapphire Preferred: $25,000 -- Amex PLat: $NPSL -- Amex Everyday Preferred: $10,000 -- Citi TY Premier World: $16,800 -- NWFCU: $7,500 -- Chase Amazon Rewards: $7,000 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,400 -- Discover IT: $8,000 -- AmexTrueEarnings: $10,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Established Contributor
CribDuchess
Posts: 658
Registered: ‎09-12-2011
0

Re: New Walmart scores up?


RSCo wrote:

how do you get your credit score from walmart?  i have a walmart card, is it on their website somewhere?


Yes, when you log into your online account for your Walmart credit card, you should select paperless billing and then you will start receiving a free monthly TU score.

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
RSCo
Posts: 473
Registered: ‎02-11-2013
0

Re: New Walmart scores up?

Oh NICE.... Thanks a lot for pointing that out..  I'm check'n it out now..  I opened the card back in Oct 2012 and they gave me a 600.00 credit limit and I just noticed on my latest account login they automatically bumped it up to a WHOLE 800.00..  LOL..  My Equifax Fico is 713.. Was surprised the CL was so low.. 

Citi Hilton Honors: $25,000 -- Chase Sapphire Preferred: $25,000 -- Amex PLat: $NPSL -- Amex Everyday Preferred: $10,000 -- Citi TY Premier World: $16,800 -- NWFCU: $7,500 -- Chase Amazon Rewards: $7,000 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,400 -- Discover IT: $8,000 -- AmexTrueEarnings: $10,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Established Contributor
CribDuchess
Posts: 658
Registered: ‎09-12-2011
0

Re: New Walmart scores up?


RSCo wrote:

Oh NICE.... Thanks a lot for pointing that out..  I'm check'n it out now..  I opened the card back in Oct 2012 and they gave me a 600.00 credit limit and I just noticed on my latest account login they automatically bumped it up to a WHOLE 800.00..  LOL..  My Equifax Fico is 713.. Was surprised the CL was so low.. 


That's pretty much my main reason for getting a Walmart credit card - for the free monthly TU Fico score.  :smileyvery-happy:  Although I do a lot of my grocery shopping at Walmart and when I use the card there, I often get $100 cash back (nice feature!).

 

There's a backdoor number in the sticky for GE/Walmart underwriting.  Tons of people have had great success with calling them up and asking for bigger CLIs.  You should give them a call and see what they can do for you.  You have a good EQ score, but what's your TU score like?  I guess you will find out if you enroll in paperless billing today!  Anyway, GE/Walmart makes their decisions based on your TU score 99% of the time.

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
RSCo
Posts: 473
Registered: ‎02-11-2013
0

Re: New Walmart scores up?

Okay thanks.. I will call them.. My TU is 695 according to what my Walmart accout just showed me.. Seem to vary quite a bit between TU, Equifax and Ex.  Thanks for the advice..

Citi Hilton Honors: $25,000 -- Chase Sapphire Preferred: $25,000 -- Amex PLat: $NPSL -- Amex Everyday Preferred: $10,000 -- Citi TY Premier World: $16,800 -- NWFCU: $7,500 -- Chase Amazon Rewards: $7,000 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,400 -- Discover IT: $8,000 -- AmexTrueEarnings: $10,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Frequent Contributor
racer-x
Posts: 377
Registered: ‎09-16-2012
0

Re: New Walmart scores up?

RSCo - Read this before you call.  http://ficoforums.myfico.com/t5/Credit-Cards/100-Auto-CLI-Walmart-pffftttt-and-an-UPDATE/td-p/185575...


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Frequent Contributor
RSCo
Posts: 473
Registered: ‎02-11-2013
0

Re: New Walmart scores up?

Racer-x, thanks for the info on the thread.. You guys are clever.. :smileywink:

Citi Hilton Honors: $25,000 -- Chase Sapphire Preferred: $25,000 -- Amex PLat: $NPSL -- Amex Everyday Preferred: $10,000 -- Citi TY Premier World: $16,800 -- NWFCU: $7,500 -- Chase Amazon Rewards: $7,000 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,400 -- Discover IT: $8,000 -- AmexTrueEarnings: $10,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: New Walmart scores up?

 

lol :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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