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Valued Contributor
wacdenney
Posts: 1,059
Registered: ‎01-12-2014
0

New Years spree complete

So I just finished up a new years app spree.  My scores have definately taken a big hit from all the HPs and the drop in my AAoA.  Definately time to lay low for awhile.

 

I had a good run though...  I added a Bank Americard Cash Rewards Visa, a Citi Diamond Preffered MC, a Georgia's Own Credit Union Platinum Visa, and the Sportsman's Guide Rewards Visa.  I also closed my old Merrick Bank Visa and ordered me a Capital One Image Card.  Still waiting to see if my image will be approved.

 

I am still carrying a balance on both my Cap One cards from Christmas that I intend to get transferred over to the new 0% intro on the Citi card.  After that I am DONE till the end of 2015.  Nothing left to do now but resist the urge to apply for new lines and carefully select SP CLIs every 6 months.  Wish me luck!

    
     
Established Contributor
TravellingNomad
Posts: 502
Registered: ‎04-26-2011
0

Re: New Years spree complete

congrats! nice line up.

 

yeah that's one of the downside on having successful spree. when your new accounts start reporting, it pummels your AAoA. my AAoA went from 4.8 years down to 1.4 years when 5 of my new accounts reported. and that's not even close to the number of the new accounts im waiting to report!

Valued Contributor
wacdenney
Posts: 1,059
Registered: ‎01-12-2014
0

Re: New Years spree complete

Yes, on the plus side it has helped my utilization.  It is definately hard after putting so much effort into an app spree to go back to not applying again.  I may need to find a new hobby!  HA!

    
     
Valued Contributor
sailor_mercury
Posts: 2,368
Registered: ‎12-09-2013
0

Re: New Years spree complete

Congrats! :smileyhappy:


EQ 679 - 05/02/14 (myfico.com, New Model) | Last App 05/24/14 | Goal: 750+ 9/2014
NFCU nCashRewards VISA - $20,000 | NFCU nRewards $3,000
AMEX Costco TrueEarnings $5,000 | AMEX Delta Gold $1,500
Chase SWA VISA $5,000 | Chase Slate $3,500 | Chase Amazon Rewards VISA $3,000
HSN Mastecard $3,500
Valued Contributor
FinStar
Posts: 6,588
Registered: ‎10-21-2012
0

Re: New Years spree complete


wacdenney wrote:

So I just finished up a new years app spree.  My scores have definately taken a big hit from all the HPs and the drop in my AAoA.  Definately time to lay low for awhile.

 

I had a good run though...  I added a Bank Americard Cash Rewards Visa, a Citi Diamond Preffered MC, a Georgia's Own Credit Union Platinum Visa, and the Sportsman's Guide Rewards Visa.  I also closed my old Merrick Bank Visa and ordered me a Capital One Image Card.  Still waiting to see if my image will be approved.

 

I am still carrying a balance on both my Cap One cards from Christmas that I intend to get transferred over to the new 0% intro on the Citi card.  After that I am DONE till the end of 2015.  Nothing left to do now but resist the urge to apply for new lines and carefully select SP CLIs every 6 months.  Wish me luck!


Looks like you did well... I would definitely heed your own advice :smileyhappy:

Senior Contributor
baller4life
Posts: 3,839
Registered: ‎09-13-2013
0

Re: New Years spree complete

Nice cards. Congrats!


GARDENING: 11/8/14 - 10/1/15 EQ: 644 EX: 688 TU: 691
MY WALLET: $10k NFCU CASH|$10k BOA CASH|$10k DINER'S CLUB PREMIER|$9k AMEX DELTA
$7.5k NFCU PLAT MC|$7k DISCOVER IT|$5k AMAZON|$5k WALMART|$2.5k CHEVRON
$1k BARCLAYS RING|$1k BARCLAYS RMC|$1k CARE CREDIT|$1k CITI DIAMOND PREFERRED
Valued Contributor
CreditMagic7
Posts: 3,387
Registered: ‎01-04-2014
0

Re: New Years spree complete

Great cards! Congrats on a successful spree!
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It's All In The Magic Of Your Own Destiny
Valued Contributor
wacdenney
Posts: 1,059
Registered: ‎01-12-2014
0

Re: New Years spree complete

Thank you to all...  I have been reading these boards and lurking forever, I certainly couldn't have been this successful without the knowledge I learned here.

 

It has definately been an exciting couple of weeks!  I did get turned down a few times, I got declined for the Barclaycard Ring and also declined by Chase.

 

Honestly, I registered for the forum just yesterday because I was so excited about all the success and just wanted to tell someone.  LOL

    
     
Valued Contributor
FinStar
Posts: 6,588
Registered: ‎10-21-2012
0

Re: New Years spree complete


wacdenney wrote:

Thank you to all...  I have been reading these boards and lurking forever, I certainly couldn't have been this successful without the knowledge I learned here.

 

It has definately been an exciting couple of weeks!  I did get turned down a few times, I got declined for the Barclaycard Ring and also declined by Chase.

 

Honestly, I registered for the forum just yesterday because I was so excited about all the success and just wanted to tell someone.  LOL


Glad you shared your story, this will definitely help others as well.

Senior Contributor
alvon123
Posts: 8,303
Registered: ‎09-24-2013
0

Re: New Years spree complete

congrats



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