Reply
Established Contributor
Posts: 853
Registered: ‎03-21-2008
0

New York Life Visa Recon....

I just reconned an application with Chase that I submitted on 04/15/08.  They reconsidered and approved me for the New York Life Visa with a $2500 CL!!!!  WOW, I'm beginning to think that the only way to get approved with Chase is to recon...lol.  The lady said that they do a lot of approvals on reconsiderations because the software they use for approvals is very picky.  So if you have a denial from Chase, I would strongly recommend reconning it with them.
07/26/2007 TU-688
EQ-656
EX-649
Valued Member
Posts: 56
Registered: ‎04-11-2008
0

Re: New York Life Visa Recon....

Agreed.
 
It was the same for me. I was declined and decided to do a recon and was approved for a Chase Visa Rewards with a 3000 CL. The CSR was very nice and very helpful. It seemed to me that from dealing with her that this kind of thing happened all the time.
 
 
Problems cannot be solved at the same level of awareness that created them.
--Albert Einstein
Established Contributor
Posts: 853
Registered: ‎03-21-2008
0

Re: New York Life Visa Recon....

Yep, that's my second recon with Chase, the first was on the Sony card, same results, $2500 CL.  
07/26/2007 TU-688
EQ-656
EX-649
Established Contributor
Posts: 853
Registered: ‎03-21-2008
0

Re: New York Life Visa Recon....

Chase does seem to grant a lot of accounts on recon.  I wish I'd had known that on my first application.  Would have saved me 8 inquiries...lol.  I'm sure glad I found this forum.  I've gone from having a Lowes, Orchard Bank and a Target card, to having my pick of just about every prime credit card available in my geographical region...lol. B of A, Chase, GEMB, AMEX, Citi, WFB  My total credit line has went from $1200 to over $24,000 in just 3 months :smileysurprised::smileysurprised::smileysurprised:.  Make no mistake about it folks, Knowledge IS Power!!!
07/26/2007 TU-688
EQ-656
EX-649
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.