New accounts opened

[surferchris]

Congrats

[Anonymous]

My NG score with penfed was 648. So I guess thats crazy? lol.... Thanks for all the great advice guys. I will definitely be laying low and using the cards wisely for a while. No CLI request on my part for at least a year. I will even pay off the barclay apple rewards early. Just wanted to get an imac for the kids...and myself...who am I kidding. In the garden for one year! 

[RonM21]

As long as you garden for a while, I would think eventually your scores will rise even more, assuming these new accounts are handled correctly.

[Anonymous]

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@Anonymous wrote:

My NG score with penfed was 648. So I guess thats crazy? lol.... Thanks for all the great advice guys. I will definitely be laying low and using the cards wisely for a while. No CLI request on my part for at least a year. I will even pay off the barclay apple rewards early. Just wanted to get an imac for the kids...and myself...who am I kidding. In the garden for one year! 

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Wow that's super nice, so you only have 2 baddies in your report ? was it a collection? judgement? I got my denial and I was 649 I couldn't even get them to budge for smallest CL at all. Congrats to you!

[Dahlia77]

I see you have a seedling and have started gardening.  If you keep yourself under the radar so to speak and let them age with perfect payment I don't think you'll have to worry about anyone yanking a card from you or any AA.  You accrued fast but now that they're in your possession I think patience will be the key.  Just hold onto that seedling and let it grow into a nice strong tree!!!!

[Anonymous]

Congratulations on your spree. I like you got a penfed and instantly called for a CLI. Before this thread I had been thinking about doing a CLI request within the 90 days but I think now I will just hold on tight. 

again congrats!