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New card CL increase through recon any strategy?

Member

New card CL increase through recon any strategy?

Hello I have read here that some people get a CL increase on a new card after approval. Any suggestions on how to go about that? I got a WF Cash Wise invitation. Was declined. Called and did recon and got approved but only for 1,000. Would like to see about a better CL. 

Message 1 of 6
5 REPLIES
Frequent Contributor

Re: New card CL increase through recon any strategy?

Immediately trying for a CLI after being issued on something already reconsidered to get in the door? I would not advise it.

Give the card some love and experience. After 3-6 months, consider asking for more. I would not try after already getting a recon success.
Message 2 of 6
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Community Leader
Super Contributor

Re: New card CL increase through recon any strategy?


RadioRob wrote:
Immediately trying for a CLI after being issued on something already reconsidered to get in the door? I would not advise it.

Give the card some love and experience. After 3-6 months, consider asking for more. I would not try after already getting a recon success.

+1 I agree.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards. EQ: 763 TU: 737 EX: 787
Message 3 of 6
Valued Contributor

Re: New card CL increase through recon any strategy?

Plus, it's WF. They aren't exactly known for being overly generous. Unless you are my GF- she's the only one that I know of that gets nice auto CLI's from them...

Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/Fifth Third/Banco de Brazil/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $247,000 (plus my auto and RV loans)
Message 4 of 6
Member

Re: New card CL increase through recon any strategy?

Thanks all. Will cool my jets. 

Message 5 of 6
Frequent Contributor

Re: New card CL increase through recon any strategy?

Good luck! I know it sucks waiting but that is the biggest factor for success with FICO.
Message 6 of 6