New cards and CL's - Fidelity WTH? - update

[GatorGuy]

So I applied for the Navy Federal Flagship Rewards, Penfed VISA Platinum Cash Rewards and Fidelity Rewards American Express all at the same time. I got approved for the following CLs:

Navy Federal: $40k

Penfed: $20k

Fidelity: $1k

I have never been approved for such a low credit limit, even after coming out right after college. Is there something that I'm missing with these people? When I called and talked to card services she couldn't tell me anything, but just they make their decisions based off a variety of factors, blah blah blah.

[09Lexie]

Wow! Are they inq/acct sensitive?

[dodfire]

OUCH!!!!!!

But congrats on the other 2

[GatorGuy]

I have no idea. I did apply with them last. And I have two car loans in the last month along with the other two card applications. But that just seems absurd. I wish I could get the HP back.

[dodgerslv]

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@09Lexie wrote:
Wow! Are they inq/acct sensitive?

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i was just going to ask the same thing...i think you can call UW and try to recon your limit right?

[09Lexie]

Jeez! I was thinking about apping with them. Now I'm scared.

[dodgerslv]

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@09Lexie wrote:
Jeez! I was thinking about apping with them. Now I'm scared.

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same here Lex! i was debating for either the AMEX of Visa siggy....now not sure.

[injustifiiable]

Sounds like BoA/FIA to a T!

[GatorGuy]

What number would I call to recon a credit limit? I asked the CSR but she didn't give me that as an option. I have an income which puts me in the highest tax bracket and my fico is 777.

[dodgerslv]

i think its under FIA...should be on the backdoor numbers list.