New cards and CL's - Fidelity WTH? - update

[09Lexie]

@dodgerslv

I know! If they are anywhere being that sensitive I'll think I'll pass.

There was another post about getting sp CLI's really fast. Like 3 in 2 mos. I'll try and find the thread

[dodfire]

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@09Lexie wrote:
@dodgerslv

I know! If they are anywhere being that sensitive I'll think I'll pass.

There was another post about getting sp CLI's really fast. Like 3 in 2 mos. I'll try and find the thread

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Ahem!!! Do I hear someone heading out the gate?

[dodgerslv]

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@09Lexie wrote:
@dodgerslv

I know! If they are anywhere being that sensitive I'll think I'll pass.

There was another post about getting sp CLI's really fast. Like 3 in 2 mos. I'll try and find the thread

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yeah i remember reading that thread. He went like from 2000 to 10000 in like 2 months and was going to ask for 15k next month i think.  Its funny, i got an email from them today inviting me to apply for the amex card...lol

[09Lexie]

Here it is:
http://ficoforums.myfico.com/t5/Credit-Cards/Fidelity-Amex-CLI-3rd-time/td-p/2218065

[09Lexie]

@dodfire

Me? No, not this month

[GatorGuy]

I called and talked to a credit analyst. She asked me what credit limit I was looking for and I told her $30k. She asked why I wanted that much and I told her I was looking at replacing capital one as my daily card. I was told that due to too many credit inquires 2 for credit cards and 2 for car loans, that they thought I was looking for too much credit. She also said my debt to income was high which is because of medical school loans. The only other debt is mortgage. I think that excuse is just BS. Thanks for nothing Fidelity. Maybe I'll get some quick CLI's.

[dodgerslv]

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@GatorGuy wrote:

I called and talked to a credit analyst. She asked me what credit limit I was looking for and I told her $30k. She asked why I wanted that much and I told her I was looking at replacing capital one as my daily card. I was told that due to too many credit inquires 2 for credit cards and 2 for car loans, that they thought I was looking for too much credit. She also said my debt to income was high which is because of medical school loans. The only other debt is mortgage. I think that excuse is just BS. Thanks for nothing Fidelity. Maybe I'll get some quick CLI's.

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sorry about not being able to recon but im sure you can get that card to grow quickly.

[09Lexie]

On boy! I'm not so sure about this one.

dodgerslv, are you still going for it?

[HiLine]

BofA is usually very good with credit limits. Could it be you already have too much credit with them? 2 car loans and a mortgage is quite some debt, from an underwriter's perspective.

If you decide to try recon again, perhaps don't ask for 30 times the current limit ...

[dodgerslv]

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@09Lexie wrote:
On boy! I'm not so sure about this one.

dodgerslv, are you still going for it?

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i dont know now...I was leaning towards their visa siggy and they do take into consideration the limits that you have with BofA if you carry their cards. I have 18000 in available credit with BofA already so i dont know if they will be able to give me a nice limit or even a limit at all.