06-18-2013 12:47 PM - edited 06-18-2013 01:11 PM
So I applied for the Navy Federal Flagship Rewards, Penfed VISA Platinum Cash Rewards and Fidelity Rewards American Express all at the same time. I got approved for the following CLs:
Navy Federal: $40k
I have never been approved for such a low credit limit, even after coming out right after college. Is there something that I'm missing with these people? When I called and talked to card services she couldn't tell me anything, but just they make their decisions based off a variety of factors, blah blah blah.
06-18-2013 12:51 PM
I have no idea. I did apply with them last. And I have two car loans in the last month along with the other two card applications. But that just seems absurd. I wish I could get the HP back.
06-18-2013 12:52 PM
Wow! Are they inq/acct sensitive?
i was just going to ask the same thing...i think you can call UW and try to recon your limit right?
06-18-2013 12:54 PM
Jeez! I was thinking about apping with them. Now I'm scared.
same here Lex! i was debating for either the AMEX of Visa siggy....now not sure.
06-18-2013 12:55 PM
Sounds like BoA/FIA to a T!
06-18-2013 12:55 PM
What number would I call to recon a credit limit? I asked the CSR but she didn't give me that as an option. I have an income which puts me in the highest tax bracket and my fico is 777.
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