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Moderator
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Registered: ‎09-13-2012
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Re: New cards and CL's - Fidelity WTH?

@dodgerslv

I know! If they are anywhere being that sensitive I'll think I'll pass.

There was another post about getting sp CLI's really fast. Like 3 in 2 mos. I'll try and find the thread
Valued Contributor
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Re: New cards and CL's - Fidelity WTH?


09Lexie wrote:
@dodgerslv

I know! If they are anywhere being that sensitive I'll think I'll pass.

There was another post about getting sp CLI's really fast. Like 3 in 2 mos. I'll try and find the thread

Ahem!!! Do I hear someone heading out the gate?

*8/10/13
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Registered: ‎06-16-2012
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Re: New cards and CL's - Fidelity WTH?


09Lexie wrote:
@dodgerslv

I know! If they are anywhere being that sensitive I'll think I'll pass.

There was another post about getting sp CLI's really fast. Like 3 in 2 mos. I'll try and find the thread

yeah i remember reading that thread. He went like from 2000 to 10000 in like 2 months and was going to ask for 15k next month i think.  Its funny, i got an email from them today inviting me to apply for the amex card...lol

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
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Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: New cards and CL's - Fidelity WTH?

New Contributor
Posts: 351
Registered: ‎06-02-2013
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Re: New cards and CL's - Fidelity WTH?

[ Edited ]

I called and talked to a credit analyst. She asked me what credit limit I was looking for and I told her $30k. She asked why I wanted that much and I told her I was looking at replacing capital one as my daily card. I was told that due to too many credit inquires 2 for credit cards and 2 for car loans, that they thought I was looking for too much credit. She also said my debt to income was high which is because of medical school loans. The only other debt is mortgage. I think that excuse is just BS. Thanks for nothing Fidelity. Maybe I'll get some quick CLI's.

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Valued Contributor
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Registered: ‎06-16-2012
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Re: New cards and CL's - Fidelity WTH?


GatorGuy wrote:

I called and talked to a credit analyst. She asked me what credit limit I was looking for and I told her $30k. She asked why I wanted that much and I told her I was looking at replacing capital one as my daily card. I was told that due to too many credit inquires 2 for credit cards and 2 for car loans, that they thought I was looking for too much credit. She also said my debt to income was high which is because of medical school loans. The only other debt is mortgage. I think that excuse is just BS. Thanks for nothing Fidelity. Maybe I'll get some quick CLI's.


sorry about not being able to recon but im sure you can get that card to grow quickly.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
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Re: New cards and CL's - Fidelity WTH?

On boy! I'm not so sure about this one.

dodgerslv, are you still going for it?
Blogger
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Registered: ‎10-19-2012
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Re: New cards and CL's - Fidelity WTH?

BofA is usually very good with credit limits. Could it be you already have too much credit with them? 2 car loans and a mortgage is quite some debt, from an underwriter's perspective.

 

If you decide to try recon again, perhaps don't ask for 30 times the current limit ...

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Re: New cards and CL's - Fidelity WTH?


09Lexie wrote:
On boy! I'm not so sure about this one.

dodgerslv, are you still going for it?

i dont know now...I was leaning towards their visa siggy and they do take into consideration the limits that you have with BofA if you carry their cards. I have 18000 in available credit with BofA already so i dont know if they will be able to give me a nice limit or even a limit at all.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
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