05-31-2013 02:20 PM
Recently applied for a credit card, was approved, and have already received and activated my card. Am wanting to know why myfico has not picked up on that. I thought something like this would be detected right away. Or is it that the cc company has not reported to the bureaus? They do report to all 3. Any info would be appreciated. Thank you.
05-31-2013 02:23 PM
First of all, congratulations on your approval.
It varies as to when a new card reports to the CRAs. It can be anywhere from almost immediately to a couple of months. Give it a little bit of time; you'll see it appear sooner or later.
05-31-2013 03:19 PM
Congratulations on the approval!!!
Like tinuviel said, your credit issuer may not report the new account right away. Otherwise your credit monitoring service would have given you a new account alert.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO