@Anonymous wrote:
I started disputing all the negatives on my credit file. Three dropped off so far. I guess I just need to give it some time.
You should only dispute items you truly believe are incorrect and not just because they are possibly hurting your score. In fact part of the forum's Credit Repair Discussion Guidelines says this:
The only credit repair discussions allowed in FICO Forums are ones that exchange information on how to correct or remove real errors from your credit report – not accurate information that you want to get rid of because it may be negatively affecting your credit score.
