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Hi,
I'd like to ask some advice. This is my situation. I'm from Japan and I opened "USAA Cash Back Credit Card" in Nov 2016, my credit limit is $500. This is my first credit card in the states so I understand it. I will be able to request credit limit increase after 5/20/2017. When I made this card, I didn't have any credit history at all, and my Experian score was 687 (based on CreditCheck from USAA). And I checked Experian score again on USAA website and my score is 699 now.
Also I have heard Navy Federal Credit Union gives a good amount of credit limit. I'm eligible to make an account. I know NFCU will do hard pull when I join them, and apply a credit card (totally twice).
I'd like to increase my credit score so what I should do first?
(1) Request USAA Credit Limit Increase after 5/20, then open NFCU account and apply credit card?
(2) open NFCU account and apply credit card, then request USAA credit limit increase?
Or doesn't matter which one I do first?
Konichiwa, MikkiD! And thanks for your reply.
I'm going to follow your advice so I'll open NFCU first. I have a lot of things to learn regarding US credit system.
Have a great weekend!