10-29-2013 08:12 AM
This change will make this forum more bearable. I stopped visiting as often due to the plethora of "I got approved" posts. Nothing wrong with that; but I'm interested in credit card rewards and such. I'm sure there are others that feel the same way.
10-30-2013 11:33 AM
Split post to form new thread in Credit Card App Approvals
10-31-2013 07:19 AM
10-31-2013 08:44 AM - edited 10-31-2013 08:48 AM
Ever consider a separate forum for the Garden Club? I get so many email notifications in one day, it's ridiculous!
I'd suggest turning off email notifications for the entire board (or possibly individual thread in this case) and visiting when you have time... that would be rather spammy email . Check the thread options, there's a subscribe / unsubscribe link there and I suspect you're subscribed, or could be at the board level too.
Alternatively can view them under "My Settings" and the subscription tab.
11-05-2013 05:41 AM
Just a thought
Change name to substantiate the difference
CREDIT CARD TO CREDIT CARD ADVICE
Something like that, yes. And don't declines belong with approvals? As in what has already taken place vs not yet.
11-12-2013 07:36 PM
I may be in the minority, but I prefer how it was.
I'm with you. I think it is too difficult to guage what belongs and what doesn't and this needlessly separates two related fora. If, however, I were to concentrate on removing things from the credit card forum, it wouldn't have been credit card approval threads. There is too much in the credit card forum that belongs in smorgasborg. For example, do we really need a thread every month letting me know that some credit card, e.g., Walmart Discover, that promises a monthly FICO has done exactly what it promises and put up the monthly FICO scores. Now, I understand that the mods are too busy to be moving things like that around all the time, so it's not something I exactly lose sleep over. But those are the types of threads I would have concentrated on if I was going to try to de-clutter the credit card forum.
11-12-2013 07:44 PM
Yes, many things are candidates for moving, but I do think this change can be helpful. Being totally unaware of social nicities (I was raised by a family of garden slugs), I really don't care that someone I don't know with scores nothing like mine, did or did not get a particlar card. And I care even less to read other people I don't know congratulating that person I don't know (and they don't know) in some sickening group hug etc.
Now if there had been a convention in the title, e.g. "I got card X" or "Declined for card X", or "Those evil scum at X denied me a CLI" it wouldn't an issue as I could skip them. But usually the threads looked like any other, e.g. title was "Card X" and if card X is of interest to me, I would open it (and then get mad.) So moving them to another forum is equivalent to putting a convention on thread titles, so I think it is a Good Thing.
11-12-2013 07:49 PM
11-12-2013 07:58 PM - edited 11-12-2013 07:59 PM
just a thought...why not create sub boards like i believe you are saying but seperate threads based on subject....cli's, approval criteria, recon's, or something to this effect? while saying this keep in mind that although i recently joined this site, i have been viewing these threadsnce for around two years and they have helped me substantially.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO