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New forum: Credit Card App Approvals -- 10/25/13

Moderator

New forum: Credit Card App Approvals -- 10/25/13

Hello folks,

 

Over time we've seen how the Credit Cards forum has evolved to the point of being the forum's highest traffic board.  There's some excellent information here, but it's been pointed out numerous times that it tends to get lost, and we think we can do better.

 

To that end, we have established a sub-forum Credit Card App Approvals for the following thread types:

  • Credit Card application approvals
  • Credit Card CLI approvals

The administration and moderator staff feel this will provide a number of benefits, not the least of which is making information more accessible.  To this end, we request that all threads of these varieties be posted in the new forum.

 

Thank you everyone for all of your contributions in making this a most excellent community!

 

--Revelate 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 1 of 40
39 REPLIES
Community Leader
Senior Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

Awesome! This sounds great

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 2 of 40
Mega Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

Great idea.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 40
Valued Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13


Revelate wrote:

Hello folks,

 

Over time we've seen how the Credit Cards forum has evolved to the point of being the forum's highest traffic board.  There's some excellent information here, but it's been pointed out numerous times that it tends to get lost, and we think we can do better.

 

To that end, we have established a sub-forum Credit Card App Approvals for the following thread types:

  • Credit Card application approvals
  • Credit Card CLI approvals

The administration and moderator staff feel this will provide a number of benefits, not the least of which is making information more accessible.  To this end, we request that all threads of these varieties be posted in the new forum.

 

Thank you everyone for all of your contributions in making this a most excellent community!

 

--Revelate 


Thanks for the heads up!

 

What types of posts should now be in regular Credit Cards forum?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 4 of 40
Moderator

Re: New forum: Credit Card App Approvals -- 10/25/13


lhcole77 wrote:

Revelate wrote:

Hello folks,

 

Over time we've seen how the Credit Cards forum has evolved to the point of being the forum's highest traffic board.  There's some excellent information here, but it's been pointed out numerous times that it tends to get lost, and we think we can do better.

 

To that end, we have established a sub-forum Credit Card App Approvals for the following thread types:

  • Credit Card application approvals
  • Credit Card CLI approvals

The administration and moderator staff feel this will provide a number of benefits, not the least of which is making information more accessible.  To this end, we request that all threads of these varieties be posted in the new forum.

 

Thank you everyone for all of your contributions in making this a most excellent community!

 

--Revelate 


Thanks for the heads up!

 

What types of posts should now be in regular Credit Cards forum?


Pretty much everything else that was here previously.  Underwriting questions, discussions regarding rewards, discussions regarding lenders and their individual policies with regards to credit cards: etc. ad naseum.  

 

It may change over time honestly, but this forum was becoming a challenge to use and navigate for both casual and prolific members alike.   If it doesn't work, we'll go through another iteration or possibly several in our attempts to improve the user experience here.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 5 of 40
Valued Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

Awesome! Thanks.

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 6 of 40
Super Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

Just a thought

Change name to substantiate the difference

 

CREDIT CARD TO CREDIT CARD ADVICE

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 40
Frequent Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

Super!
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 8 of 40
Senior Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

this will help those wanting to Graden stay focus, LOL good job

Message 9 of 40
Mega Contributor

Re: New forum: Credit Card App Approvals -- 10/25/13

Bump

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 40