Reply
Established Contributor
bernhardtra
Posts: 845
Registered: ‎10-15-2011

Re: New forum: Credit Card App Approvals -- 10/25/13

Thanks for the heads up!


Credit is just like a video game. Some people have already gotten the experience from other games. Others, well they just have to learn. You go out on a quest. If you die or get wounded you just restart from the last save point or heal. Unlike a video game, we don't have a last save point or magic potions to heal instantly.

So maybe one day we will get a SIMs credit game so we can prepare better for real life.
Established Member
surgemorales
Posts: 44
Registered: ‎10-14-2013

Re: New forum: Credit Card App Approvals -- 10/25/13

Just a thought but aren't pre-approvals related directly with credit cards. I believe it's going to cause confusion. Either way these forums are great and very helpful.
I currently in the process of rebuilding my credit. Experian has me at 740 and I've had a WF $500 secured card for about 2 years. I just recently got Macy $300 - Walmart $200 - Bank of America $500 (secured) - Chase Freedom $1K - Kohls $300 - JCrew $300 - Barclaycard - 1K - Buckle $300 - Sears Mastercard $400 - BestBuy Mastercard $400 - Guess I am gardening since Dec 31, 2013 for at least 6 months. Im screwed up during the holidays and acquired 6 new credit cards. Its so difficult!
Moderator
09Lexie
Posts: 22,404
Registered: ‎09-13-2012

Re: New forum: Credit Card App Approvals -- 10/25/13

@surgemorales

Pre-approvals, pre-quals yes. Approvals and successful CLI's have a board all their own.
Valued Contributor
KennyRS
Posts: 1,800
Registered: ‎01-15-2009

Re: New forum: Credit Card App Approvals -- 10/25/13

Very happy to see this happen.  :smileyvery-happy:


Starting Score: EQ: 748 (1/31) - TU: 755 (1/06)
Current Score: EQ: 748 (3/28) - TU:771 (4/10)
Goal Score: 800+


Take the myFICO Fitness Challenge
Senior Contributor
yudeology101
Posts: 4,149
Registered: ‎06-21-2012

Re: New forum: Credit Card App Approvals -- 10/25/13

Awesome Revelate, thanks!

JPM Ritz Carlton $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k | BCE $1k I Citi AA WMC $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Sony $1k | Bloomingdales $1.5k | TJX $1.55k | +4more
Scores: EQ:641 (FICO 6) EX:686 (FICO 10pt) TU:686 (FICO 1) *2-20-14*
Overall UTIL: 7% *Gardening Since: 3/27/14*
------------------------------------------------------------
EQ/EX/TU currently on vacation at the North Pole, enjoying the freezing weather!
Established Contributor
parakleet
Posts: 954
Registered: ‎04-13-2013

Re: New forum: Credit Card App Approvals -- 10/25/13

+1
Gardening since 4/13/14
Starting FICO scores: EQ 720, 4/13; EX 747 (4/11)
Current: EQ 709 9/21; EX 731 6/19
Goal: 760+
New Member
Blake312
Posts: 3
Registered: ‎01-20-2013

Re: New forum: Credit Card App Approvals -- 10/25/13

Awesome :smileyhappy:

Bank of America Cash Rewards $800
Chase Freedom $1000
American Express Green Card NPSL
Valued Contributor
lg8302ch
Posts: 2,011
Registered: ‎11-13-2012

Re: New forum: Credit Card App Approvals -- 10/25/13

Nice idea - thanks :smileyhappy:

FICO® EQ 764 (as of today) - TU 778 (04/01) * Fako EX 816 (04/03 - CS) last app 11/09/13 * INQ last 2 yrs TU: 5, EX: 6, EQ: 6
Moderator
09Lexie
Posts: 22,404
Registered: ‎09-13-2012

Re: New forum: Credit Card App Approvals -- 10/25/13

Established Contributor
FutureBillionaire
Posts: 623
Registered: ‎12-12-2012

Re: New forum: Credit Card App Approvals -- 10/25/13


09Lexie wrote:
Bump

This change will make this forum more bearable.  I stopped visiting as often due to the plethora of "I got approved" posts.  Nothing wrong with that; but I'm interested in credit card rewards and such.  I'm sure there are others that feel the same way.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+