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Valued Contributor
parakleet
Posts: 1,135
Registered: ‎04-13-2013
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Re: New forum: Credit Card App Approvals -- 10/25/13


FutureBillionaire wrote:

09Lexie wrote:
Bump

This change will make this forum more bearable.  I stopped visiting as often due to the plethora of "I got approved" posts.  Nothing wrong with that; but I'm interested in credit card rewards and such.  I'm sure there are others that feel the same way.


+1


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
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LIGHTNIN
Posts: 4,059
Registered: ‎03-24-2008
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Re: New forum: Credit Card App Approvals -- 10/25/13

Established Contributor
Ravensfan2001
Posts: 556
Registered: ‎11-10-2012
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Re: New forum: Credit Card App Approvals -- 10/25/13

Ever consider a separate forum for the Garden Club? I get so many email notifications in one day, it's ridiculous! :smileyhappy:

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (7/13/14): TU 675 | EX 605 | EQ 631
Goals: 680 across the board by 3/2015. Last app 7/16/14
*** Homeowner 9/27/13***
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Revelate
Posts: 8,876
Registered: ‎12-30-2011
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Re: New forum: Credit Card App Approvals -- 10/25/13

[ Edited ]

Ravensfan2001 wrote:
Ever consider a separate forum for the Garden Club? I get so many email notifications in one day, it's ridiculous! :smileyhappy:

I'd suggest turning off email notifications for the entire board (or possibly individual thread in this case) and visiting when you have time... that would be rather spammy email :smileyhappy:.  Check the thread options, there's a subscribe / unsubscribe link there and I suspect you're subscribed, or could be at the board level too.

 

Alternatively can view them under "My Settings" and the subscription tab.

 

--Rev

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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kevinjjc
Posts: 1,310
Registered: ‎01-14-2009
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Re: New forum: Credit Card App Approvals -- 10/25/13

I may be in the minority, but I prefer how it was.

Regular Contributor
too-much-time
Posts: 144
Registered: ‎08-20-2010
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Re: New forum: Credit Card App Approvals -- 10/25/13


myjourney wrote:

 

Just a thought

Change name to substantiate the difference

 

CREDIT CARD TO CREDIT CARD ADVICE


 

Something like that, yes. And don't declines belong with approvals? As in what has already taken place vs not yet.

 

Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
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Re: New forum: Credit Card App Approvals -- 10/25/13


kevinjjc wrote:

I may be in the minority, but I prefer how it was.


I'm with you.  I think it is too difficult to guage what belongs and what doesn't and this needlessly separates two related fora.  If, however, I were to concentrate on removing things from the credit card forum, it wouldn't have been credit card approval threads.  There is too much in the credit card forum that belongs in smorgasborg.  For example, do we really need a thread every month letting me know that some credit card, e.g., Walmart Discover, that promises a monthly FICO has done exactly what it promises and put up the monthly FICO scores.  Now, I understand that the mods are too busy to be moving things like that around all the time, so it's not something I exactly lose sleep over.  But those are the types of threads I would have concentrated on if I was going to try to de-clutter the credit card forum.  


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Senior Contributor
longtimelurker
Posts: 5,979
Registered: ‎04-22-2013
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Re: New forum: Credit Card App Approvals -- 10/25/13

Yes, many things are candidates for moving, but I do think this change can be helpful.   Being totally unaware of social nicities (I was raised by a family of garden slugs), I really don't care that someone I don't know with scores nothing like mine, did or did not get a particlar card.   And I care even less to read other people I don't know congratulating that person I don't know (and they don't know) in some sickening group hug etc.  

 

Now if there had been a convention in the title, e.g. "I got card X" or "Declined for card X", or "Those evil scum at X denied me a CLI" it wouldn't an issue as I could skip them.  But usually the threads looked like any other, e.g. title was "Card X" and if card X is of interest to me, I would open it (and then get mad.)   So moving them to another forum is equivalent to putting a convention on thread titles, so I think it is a Good Thing.

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Moderator
09Lexie
Posts: 24,941
Registered: ‎09-13-2012
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Re: New forum: Credit Card App Approvals -- 10/25/13

@Walt_K

The Credit Card Forum is the busiest board here at myFICO. Keeping threads to credit card related matters is our ultimate goal.
It became apparent that certain things were getting lost in the board and a change was needed.

The separate forum allows for easier searching for approvals and CLI's and is a work in progress.

Perhaps, we can spin off a sub forum for the monthly TU/EQ scores from various lenders. We are always open to suggestions and ideas to make your visit to the myfico - user friendly.
Valued Contributor
juggalo9er
Posts: 1,217
Registered: ‎10-24-2013
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Re: New forum: Credit Card App Approvals -- 10/25/13

[ Edited ]

just a thought...why not create sub boards like i believe you are saying but seperate threads based on subject....cli's,  approval criteria,  recon's,  or something to this effect? while saying this keep in mind that although i recently joined this site, i have been viewing these threadsnce for around two years and they have helped me substantially.

the beatings will continue until moral improves Wal-Mart 300 lowes 500 cap 1 3000 Barclay rewards 800 upromise 800
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