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hello, welcome to the forums.
Warm welcome! Check out the garden thread. There's a wealth of support there.
Yeah, it can be a slippery slope. I'm closing in on a month in the garden and it feels like a year. The more you read about various cards, you're like "Oh, that would be so much better than...." whatever card you have.
But the more you app, you tend to get lower limits and higher APRs, so waiting is almost always worth it. The advice you get here will help improve your scores no matter what they are and you'll be able to get better cards, with higher limits and better APRs. Just have to give it time. I plan to garden all year and hopefully this will pay off with APR reductions/CLI's/whatever cards I may or may not get in 2016.
welcome to the forums
What's up, popsjam.
2 hp's, not the end of the world.
Welcome! If it makes you feel any better I have 17 HPs
Welcome,
Try to have good self control when reading here. If you are impulsive at all like me these forums can play hell on you. There is tons of knowledge here. The credit game is just that, 1 big game... You can learn to play it well here.
2HP's are nothing. I have 25-EQ 14-TU 7-EX I hate dealerships so much. they are evil.