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Regular Contributor
Posts: 205
Registered: ‎06-04-2012

'New' target cc affect AAoA?

Not sure if this should go in cc or understanding fico scoring

Now that target cc's are being managed by a new bank, it's been reported on both ck & cs as a 'new' acct. will this in any way affect my AAoA ?
Starting FICO 667 (5/2012) EQ
672 (7/2012) EQ. 681 (8/1/12) EQ
Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU
Goal: 760+ but 700-720 by jan 2013
No new apps tll jul 2013
Frequent Contributor
Posts: 447
Registered: ‎09-08-2010

Re: 'New' target cc affect AAoA?

I bit the bullet and pulled my exp report here the other day.  My target card shows the new bank but my original issue date.  I am hoping this means my AAoA remains the same as well

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Frequent Contributor
Posts: 371
Registered: ‎12-30-2012

Re: 'New' target cc affect AAoA?

[ Edited ]

I bet it will.  Its kinda like the time I had fraudulent activity on my USAA card. I got a new account number but the old opening date. 

CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737

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