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'New' target cc affect AAoA?

Regular Contributor

'New' target cc affect AAoA?

Not sure if this should go in cc or understanding fico scoring

Now that target cc's are being managed by a new bank, it's been reported on both ck & cs as a 'new' acct. will this in any way affect my AAoA ?
Starting FICO 667 (5/2012) EQ
672 (7/2012) EQ. 681 (8/1/12) EQ
Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU
Goal: 760+ but 700-720 by jan 2013
No new apps tll jul 2013
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2 REPLIES
Frequent Contributor

Re: 'New' target cc affect AAoA?

I bit the bullet and pulled my exp report here the other day.  My target card shows the new bank but my original issue date.  I am hoping this means my AAoA remains the same as well

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Message 2 of 3
Frequent Contributor

Re: 'New' target cc affect AAoA?

I bet it will.  Its kinda like the time I had fraudulent activity on my USAA card. I got a new account number but the old opening date. 


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
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