New to Apps

[Nw2Fico]

Going to App tomorrow for several cards, only that pull EQ as its my best score.

In which order should I apply?

I would like the following

OCCU Duck Card

Citi Premier

Discover it

Penfed LOC/AUTO

I currently have oldest account at 19 years, 2 recently opened in July, and 3 inquiries from Navy in that same month.

Income 107K AAoA 3.3 years, UTL 1% if less

I want a LOC as its convenient for my business.

[mnavas]

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@Nw2Fico wrote:

Going to App tomorrow for several cards, only that pull EQ as its my best score.

In which order should I apply?

I would like the following

OCCU Duck Card

Citi Premier

Discover it

Penfed LOC/AUTO

I currently have oldest account at 19 years, 2 recently opened in July, and 3 inquiries from Navy in that same month.

Income 107K AAoA 3.3 years, UTL 1% if less

I want a LOC as its convenient for my business.

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What's your EQ FICO score? Citi pulls EXP for me here in CO It's good they pull  EQ for you thou........ Good luck and let us know about the outcome

[09Lexie]

+1

Citi has been double pulling a lot lately.

[enharu]

+2. Citi can pull from any of the 3 bureaus, and sometimes even double / triple pulls. If you have some major derog on your EX / TU that you don't want lenders to look at, its best to avoid national banks altogether with a few exceptions, such as Barclays.

If you need a LOC, talk to a banker that you already have relationship with. Usually they can set up the best rates and terms for their customers. Alternatively, you can also look into moving some money into another bank and set everything up with them.

You should also consider business cards.

[Zz_JC_zZ]

I got the Discover It a few months back and they pulled EQ for me. I live in Central Il

[coldnmn]

Welcome to the forum. Nothing for me to add that hasn't been posted. Please update on the outcome.  Good luck! 

[longtimelurker]

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@Nw2Fico wrote:

Going to App tomorrow for several cards, only that pull EQ as its my best score.

In which order should I apply?

I would like the following

OCCU Duck Card

Citi Premier

Discover it

Penfed LOC/AUTO

I currently have oldest account at 19 years, 2 recently opened in July, and 3 inquiries from Navy in that same month.

Income 107K AAoA 3.3 years, UTL 1% if less

I want a LOC as its convenient for my business.

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Why Citi Premier?  Currently on my list of "Friends don't let friends apply for ..."

[goal_digger]

Just to give you a heads up, I recently applied for Discover and they double pulled me (EQ and EX). Good luck to you!