@Anonymous wrote:
It's possible that Citi may really have changed its policy in the last year. Those two articles were dated before then. Citi has done realloocations for me but that was a little over a year ago and it was in the context of applying for another card (they are more willing to do that then I think).
I wouldn't worry too much about the CL reallocation issue, if I were you.
I totally believe it is possible that the Citi policy has changed since the time of the article, which would be a real shame. I was hoping to combine some limits there over the next few years! As a point of reference, the DOC article has at least two current inacuracies; Chase will occasionally do a reallocation above 35k without a hard pull and will also do so on the weekends. This can be done over SM, though you might get a bit of sass regarding that method.
Kind of nice to see a bank moving towards customer friendly behavior instead of away from it.
