Valued Member
Posts: 35
Registered: ‎01-30-2013

New to Forums and Card Approvals

Just wanted to say thank you to everyone. Over the last 6 days I have been reading through these forums furiously. A couple days ago I stopped in at my local Chase branch and was offered a pre-approval on the CSP. I ended up taking it and that started a bunch of research on further credit cards. Yesterday I went back and dropped another 3 apps.


I had always been nervous about using credit cards, thought it was bad to have more then 2-3. After reading here and using CreditKarma I think I have a good understanding and have set myself up to have great scores in 1-2yrs which is my goal for purchasing a house. Now just to move my bills around to the appropriate cards and cash in on the 90,000pts and $200 cash back I will earn.


I did lots of Apping and got everything I wanted, now time to go into this "garden" that I have learned about and let everything mature. 


What I got:

Chase Sapphire Preferred (Will Use as General Travel/Dining Card)

Chase Marriot Rewards Premier Visa Signature (Marriott Card, I stay here once every other month for work)

Chase Freedom (Had to get the trifecta into effect)

American Express Blue Cash Everyday (Gas/Groceries)


Look forward to continuing to learn with you guys and gals over the next couple years, Cheers!

START (01/13):TU: 701 | EQ: 692 | EX: 706
CURRENT: TU: 739 (FICO 5/13) | EQ: 711 (FICO 2/13) | EX: 725 (PLUS 5/13) in the garden since 3/9/2013
GOALS: 750 by 01/14
Chase Sapphire Preferred | Chase Marriott Rewards Premier | Chase Freedom | Chase Slate | AMEX Blue Cash Everday | Citi Dividend |
Citi Simplicity | USAA Rewards | Walmart Discover |
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008

Re: New to Forums and Card Approvals

Sweet, welcome to the forums and contrast on your approvals those are done good cards! Now see you in the garden :smileyhappy:

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012

Re: New to Forums and Card Approvals

Wow! Congrats! Great approvals! :-D
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+