@GoldenloveNY wrote:Thanks for the tips!
RyVision, a special thanks to you!
GoldenloveNY, you've been given very good advice. You'll find a lot of people on these boards that have learned their way around the credit game and are all too happy to share their knowledge and experience. The only things that I wanted to add are 1) welcome to the forums and 2) good luck with your college application! 
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