05-21-2008 01:39 PM
05-21-2008 03:17 PM
05-21-2008 09:41 PM
05-22-2008 05:37 AM
05-22-2008 05:46 AM
05-22-2008 06:10 AM
thrasher865 wrote:Thanks for the warm welcome. I could have half that $6500 taken care of just by rent if I could set up billpay to my landlord sigh.... in a perfect worldanyway, I definitely intend to PIF every monthAny particular reason that it's especially important to PIF on AMEX cards? Do they typically give higher rates? Or are they extremely harsh on delinquent customers?
05-22-2008 07:01 AM
They are classically a charge card PIF only type company. When they started issuing more revolvers, they started to get cold feet when people were carrying balances, so if you revolve too much, they will take AA even though you haven't violated any terms.
05-22-2008 07:17 AM - edited 05-22-2008 07:18 AM
05-22-2008 07:48 AM
Is this true even during the promotional 0% APR period? Because I do intend to take advantage of that promotion, otherwise what is it for? Maybe 50% util on a 7K line (overall util would still be at 10% with that).
05-22-2008 09:02 AM
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