05-22-2008 02:38 PM
Thanks, I understand this card is definitely a PIFer. I was just making sure that I wouldnt acrue any finance charges no matter what as long as I PIF once a month.
05-22-2008 03:11 PM
05-22-2008 03:13 PM
If you do ever BT to AMEX, try not to BT close to the CL.My co-worker just got a FR because he BT $4000 / $5000CL.He ignored their request and account was closed by AMEX.Right now he is paying the balance off on a closed account.He said they still honored the 0% even after the account was closed.Told him that will look bad on his CR since account was closed by credit grantor with a balance.
05-22-2008 03:14 PM
05-22-2008 03:16 PM
06-03-2008 04:39 PM
06-03-2008 05:22 PM
It should start reporting around 30 days from the close of your first statement. Amex runs a month behind in reporting.
thrasher865 wrote:I'm watching scorewatch and wondering how long should this account take to post to my CR? I'm anxious to see what it does to my score with the decreased utilization but the added account and probably lower avg age.
06-03-2008 06:22 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.