OP, have you tried to recon? I would definitely consider calling the EO office for a rereview or a manual review. I was approved last week for a capital one quicksilver with a credit limit of 3000. The Apr was pretty high though. Here's the thing. My credit history was/is only 11 months old and AAoA was about 7 months. And make sure its the EO office. When I first called and talked to one of their CSRs, I was told that they could not to a recon or manual review on my app. Ohh and my highest cl was 1200 unless my latest cli was reporting already which was done on the same day. Also I had like 4 or 5 brand new inquiries that same week.