Good morning! As my first post I would like to say hello to the community and to thank you for all great stuff I have learned as a guest to these forums. Being new to the credit world, I felt I should become a member and join this wonderful community! 
I have been an AU on my mothers Citi card for a little over a year. About a month ago I app'd for Barclays just for fun and was surprised to be approved for 3000. 6 months ago I didn't have a score on CK, but I checked it recently and I have a 742!! However when I tried to purchase score watch with myfico, it said I didn't have any Equifax data. Why do I have Transunion score but not Equifax if I have been an AU for over a year?
I am also really excited to app for AMEX to get this 3x CLI everyone is talking about. According to CK, my AAoA is 9.5 years (mom has had Citi card for 19 yrs) Do I have a good chance of being approved in 6 months?
Thanks guys!!
@Anonymous wrote:
What's with the Freedom in your sig? You an AU on that card too?
My BF is an avid user of these forums, when we saw my score he had mentioned Chase pulls TU and EX. So he sent me the pre-approval link for Chase, I was recommended for Sapphire Preffered, Freedom, Slate, Etc. I app'd for the freedom because of the cash back rewards and was instantly approved for 2.5k. I might get the sapphire preferred next year before I go on vacation.
@Anonymous wrote:
@Anonymous wrote:
What's with the Freedom in your sig? You an AU on that card too?
My BF is an avid user of these forums, when we saw my score he had mentioned Chase pulls TU and EX. So he sent me the pre-approval link for Chase, I was recommended for Sapphire Preffered, Freedom, Slate, Etc. I app'd for the freedom because of the cash back rewards and was instantly approved for 2.5k.
Chase isn't exclusive to a single bureau like Barclays. Chase has pulled from all three for me on several occassions.