NewEgg Credit line and SP questions

RBFool · ‎08-04-2014

Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!

6-25-14 - Capital One Quicksilver: $7,500

8-1-14 - Express Next Credit Card $1,050

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

09Lexie · ‎08-04-2014

@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!

A new TL will reset your gardening clock. If a sp approval is the main reason you want to go with NewEgg, once approved, you will be a new seedling again

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

Closingracer99 · ‎08-04-2014

@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!

I looked at the App and they ask for my full social so it will probably be a HP no?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

RBFool · ‎08-04-2014

@09Lexie wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
A new TL will reset your gardening clock. If a sp approval is the main reason you want to go with NewEgg, once approved, you will be a new seedling again

Bubble burster I wanted a SP because it's less harsh than a HP of course and wouldn't count against my inqus. I forgot on the new TL that I'd have to start over... Hmm may be worth it if I could get it on a SP.

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

RBFool · ‎08-04-2014

@Closingracer99 wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
I looked at the App and they ask for my full social so it will probably be a HP no?

Really?

https://newegg.mypreferredaccount.com/registration/index.xhtml

It shows only last 4 ssn on my form.

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

09Lexie · ‎08-04-2014

@RBFool wrote:
@09Lexie wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
A new TL will reset your gardening clock. If a sp approval is the main reason you want to go with NewEgg, once approved, you will be a new seedling again
Bubble burster I wanted a SP because it's less harsh than a HP of course and wouldn't count against my inqus. I forgot on the new TL that I'd have to start over... Hmm may be worth it if I could get it on a SP.

Yes it counts as far as gardening is concerned but if it's a new TL that you need- I think it's the best way to go.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

RBFool · ‎08-04-2014

@09Lexie wrote:
@RBFool wrote:
@09Lexie wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
A new TL will reset your gardening clock. If a sp approval is the main reason you want to go with NewEgg, once approved, you will be a new seedling again
Bubble burster I wanted a SP because it's less harsh than a HP of course and wouldn't count against my inqus. I forgot on the new TL that I'd have to start over... Hmm may be worth it if I could get it on a SP.
Yes it counts as far as gardening is concerned but if it's a new TL that you need- I think it's the best way to go.

So If I'm SPing the new TL, what can they see? Would it be in my best interest to wait until Sept when my express posts (comendity card) and my Cap 1 should show up on my CR by then. Or should I try it now?

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

Closingracer99 · ‎08-04-2014

@RBFool wrote:
@Closingracer99 wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
I looked at the App and they ask for my full social so it will probably be a HP no?
Really?

https://newegg.mypreferredaccount.com/registration/index.xhtml

It shows only last 4 ssn on my form.

Yeah for me it shows I need my whole SS number.

I don't have any Comenity cards so maybe that is why?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

09Lexie · ‎08-04-2014

@RBFool wrote:
@09Lexie wrote:
@RBFool wrote:
@09Lexie wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
A new TL will reset your gardening clock. If a sp approval is the main reason you want to go with NewEgg, once approved, you will be a new seedling again
Bubble burster I wanted a SP because it's less harsh than a HP of course and wouldn't count against my inqus. I forgot on the new TL that I'd have to start over... Hmm may be worth it if I could get it on a SP.
Yes it counts as far as gardening is concerned but if it's a new TL that you need- I think it's the best way to go.
So If I'm SPing the new TL, what can they see? Would it be in my best interest to wait until Sept when my express posts (comendity card) and my Cap 1 should show up on my CR by then. Or should I try it now?

As far as approval chances, I'm not as familiar with NewEgg. Your recent bk dismissal may be a big concern.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

RBFool · ‎08-04-2014

@09Lexie wrote:
@RBFool wrote:
@09Lexie wrote:
@RBFool wrote:
@09Lexie wrote:
@RBFool wrote:
Hey all,

I'm looking at wanting to get a new system from newegg (cheapest for what I want) and I'm trying to figure out how to do this. I don't want a hard pull as I'm in the garden. I found out that they have what they're calling a "preferred account". From what I can tell is that if you have a newegg account you apply for this using the last 4 of you social (which automatically means SP, right?) and then they give you a answer.

If you look at the link: https://newegg.mypreferredaccount.com/index.xhtml it has BillMeLater in the upper right hand corder but it has Comenity Capital Bank at the footer of the page. My questions:

1. This is just another Comenity line, right? So the last 4 is like a pop up, only pretty static?

2. When should I SP? Should I wait until my express ages next month (just got it a couple days ago) or wait until my 2nd statement posts? Does it matter if I SP before either one of those?

I'm not 100% sure what info they see when they SP so I don't know if it matters etc.

Any info would be helpful! Thanks all!
A new TL will reset your gardening clock. If a sp approval is the main reason you want to go with NewEgg, once approved, you will be a new seedling again
Bubble burster I wanted a SP because it's less harsh than a HP of course and wouldn't count against my inqus. I forgot on the new TL that I'd have to start over... Hmm may be worth it if I could get it on a SP.
Yes it counts as far as gardening is concerned but if it's a new TL that you need- I think it's the best way to go.
So If I'm SPing the new TL, what can they see? Would it be in my best interest to wait until Sept when my express posts (comendity card) and my Cap 1 should show up on my CR by then. Or should I try it now?
As far as approval chances, I'm not as familiar with NewEgg. Your recent bk dismissal may be a big concern.

You're just full of good news today Lexie! No, I appreciate the information. You're right of course. I have to be reminded of it because I've moved on, so I think the world should as well . Although it's a SP and apparently not everybody is seeing it, I think may be worth it. I got a few things to take care of at work so I have about 30mins to think about when I should app with the SP. Although if not everybody is seeing it, should I risk losing the ability to do a SP?

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature