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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Newb with question about Walmart CLI

You might try applying for.amazon store card... it has the same 0% interest that the wal mart card has. Other than that; charging things on the card and paying it off in spring isn't a great idea especially since your available credit line is small.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Member
Posts: 35
Registered: ‎11-08-2012
0

Re: Newb with question about Walmart CLI

Actually, I have an Amazon store card.  Limit is about the same.  Would it be worth it to try and get a CLI on it?  It's not very much older than the Walmart card though.  I was really hoping to be able to get what I needed at one place, and I was hoping to have enough credit by Thanksgiving so I can catch the sales. 

 

Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
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Re: Newb with question about Walmart CLI


sunnysideup wrote:

The man was so kind and nice.  I asked.  The man said it would take a few minutes to check on it, and put me on hold.  And the answer?  *drum roll*  Denied....will get a letter in the mail.  I guess that is to be expected.  I will definitely try back in December and see if I have better luck. 

 

 

 


thanks for the post sorry about the denial but, the card will grow with you! Best of luck!

Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Newb with question about Walmart CLI

I got denied too recently, but will try again right before black friday. They have a tv for 60" tv for 688 and they sent me 2 0% offers, one for 18 months and one for 12 months. Of course I'd pay it off in 25% of that time but it'll be nice to get it for 0%

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Member
Posts: 35
Registered: ‎11-08-2012
0

Re: Newb with question about Walmart CLI

[ Edited ]

jordanmedical - that is one of the things I had my eye on!  I will try again a few days before Black Friday, but I may not depending on what they say in the letter....might be something I need to fix on my credit report that I don't know about.  Good luck to you!  Please post back here if you have luck....then I will know to try again too.  :smileyhappy:

Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

Re: Newb with question about Walmart CLI

[ Edited ]

I opened my walmart in may CL $500 and got auto increased in Aug from $500-$900.. i called last month for another increase.. asked for $3k.. they only approved $2k... i'll take it... i asked a few times already to get it to $5k but no luck.. i think Imma ask one more time early december or maybe on black friday.... they are very good on increasing limits, but I think it also depends on your credit and who you speak with...

 

 

 

I also read on another board that you can request increases every 30 days with GE.... I'm not sure if it's true.... but I got an auto increase on my gap card on my 3rd statement (opened in july with limit of $200 to $1k)... then i called two weeks after and requested for 3k and got it....


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



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