Reply
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Newb with question about Walmart CLI

You might try applying for.amazon store card... it has the same 0% interest that the wal mart card has. Other than that; charging things on the card and paying it off in spring isn't a great idea especially since your available credit line is small.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Member
sunnysideup
Posts: 35
Registered: ‎11-08-2012
0

Re: Newb with question about Walmart CLI

Actually, I have an Amazon store card.  Limit is about the same.  Would it be worth it to try and get a CLI on it?  It's not very much older than the Walmart card though.  I was really hoping to be able to get what I needed at one place, and I was hoping to have enough credit by Thanksgiving so I can catch the sales. 

 

Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Newb with question about Walmart CLI


sunnysideup wrote:

The man was so kind and nice.  I asked.  The man said it would take a few minutes to check on it, and put me on hold.  And the answer?  *drum roll*  Denied....will get a letter in the mail.  I guess that is to be expected.  I will definitely try back in December and see if I have better luck. 

 

 

 


thanks for the post sorry about the denial but, the card will grow with you! Best of luck!

Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Newb with question about Walmart CLI

I got denied too recently, but will try again right before black friday. They have a tv for 60" tv for 688 and they sent me 2 0% offers, one for 18 months and one for 12 months. Of course I'd pay it off in 25% of that time but it'll be nice to get it for 0%

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Member
sunnysideup
Posts: 35
Registered: ‎11-08-2012
0

Re: Newb with question about Walmart CLI

[ Edited ]

jordanmedical - that is one of the things I had my eye on!  I will try again a few days before Black Friday, but I may not depending on what they say in the letter....might be something I need to fix on my credit report that I don't know about.  Good luck to you!  Please post back here if you have luck....then I will know to try again too.  :smileyhappy:

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
0

Re: Newb with question about Walmart CLI

[ Edited ]

I opened my walmart in may CL $500 and got auto increased in Aug from $500-$900.. i called last month for another increase.. asked for $3k.. they only approved $2k... i'll take it... i asked a few times already to get it to $5k but no luck.. i think Imma ask one more time early december or maybe on black friday.... they are very good on increasing limits, but I think it also depends on your credit and who you speak with...

 

 

 

I also read on another board that you can request increases every 30 days with GE.... I'm not sure if it's true.... but I got an auto increase on my gap card on my 3rd statement (opened in july with limit of $200 to $1k)... then i called two weeks after and requested for 3k and got it....


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk




myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+