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Newbie To Forum and Need Credit Advice

Established Member

Re: Newbie To Forum and Need Credit Advice

Thank you very much, lots of great info!  I apped. for the Southwest Airlines Visa tonight through Chase.  If that doesn't get approved, then I'm going to inquire through my credit union were I have a Checking and Savings account.  Discover More Card is certainly another option that I might explore.

 

I think at this time, I just need to get a few more reporting TL's, since my current profile is thin.

_______________________________________________________
9/25/2011
EQ 802
TU 755

Current Cards: Amex BCP, Amex Pr. Gold, Best Buy, Cap 1, Chase Freedom

Message 11 of 13
Valued Contributor

Re: Newbie To Forum and Need Credit Advice

Good luck!  Smiley Happy

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 12 of 13
Highlighted
Established Member

Re: Newbie To Forum and Need Credit Advice

I was denied via Chase for the following reasons:

 

Credit report shows total credit available on account is too low

Too Few accounts on file for a sufficient amount of time

Too many credit requests were made for new credit

 

Any ideas on what to do from here?  Should I apply for credit anywhere else or fund a secured CU CC in a month or so?

_______________________________________________________
9/25/2011
EQ 802
TU 755

Current Cards: Amex BCP, Amex Pr. Gold, Best Buy, Cap 1, Chase Freedom

Message 13 of 13