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**Newbie here! Minimum score for a secured BOA?

Regular Contributor

**Newbie here! Minimum score for a secured BOA?

Hey all!  Been lurking for about a week now and have finally decided to post.  DH needs to work on building up his score.  He currently has a 623 from TU but had a BK 13 in 10/05 - done paying in May 2009 - yay!!  What is the minimum score that BOA will grant a secured card to?
 
Thanks for your help!Smiley Happy
 
9/26/08 TU: 528 EQ: 558 EX: 560
11/7/08 TU:584 EQ:601 EX 600
7/21/09 TU:636 EQ:626
12/27/11 TU: 675 EQ:680
Message 1 of 10
9 REPLIES
Contributor

Re: **Newbie here! Minimum score for a secured BOA?

http://whogavemecredit.com/index.php?page=search.php&srch=browse

Have a Blast shows alot of CC !

Thank You
Think Ahead of Time.......








TU: 590 EX: 521 EQ: 599 08/06/2008
Message 2 of 10
Established Contributor

Re: **Newbie here! Minimum score for a secured BOA?

I don't think BOA will approve. They are not BK friendly.

Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 10
Moderator Emeritus

Re: **Newbie here! Minimum score for a secured BOA?



Breakthecycle2 wrote:
I don't think BOA will approve. They are not BK friendly.


I agree!
Message 4 of 10
Contributor

Re: **Newbie here! Minimum score for a secured BOA?

Just my two cents...

I was approved for B of A secured w/ a score of 515, 12 lates from Cap one in the last 2 years, 4 lates from macys, 3 collections (2 unpaid) and an unpaid PR from 2007. I was amazed. LOL
Message 5 of 10
Epic Contributor

Re: **Newbie here! Minimum score for a secured BOA?

BofA will give the secured card to bk people. you just have to be 1 year out of it. so your way past that.
I also have chapter 13 and got it after 1 year from original filing.
Message 6 of 10
Senior Contributor

Re: **Newbie here! Minimum score for a secured BOA?

if you don't mind me asking, how much did you start out with? i am thinking of getting my foot in the door with bank of america through their secured card program. thanks!
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 7 of 10
Epic Contributor

Re: **Newbie here! Minimum score for a secured BOA?

min. is $300. I put $500. max is 10k i believe
Message 8 of 10
Valued Member

Re: **Newbie here! Minimum score for a secured BOA?

I say go for it!
We filed in Feb '04..........paid / discharged in Feb this year.  I received a secured card from them.  I applied online also.
It is a full secured ......but they are a prime lender.
Message 9 of 10
Highlighted
Established Contributor

Re: **Newbie here! Minimum score for a secured BOA?

Go for it!!! They gave me one with the scores below...
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 10 of 10