Reply
Frequent Contributor
Posts: 448
Registered: ‎02-06-2008
0

Next Amex Card?

Ive been working night and day on my credit. Ive been eye balling a couple new cards and want to aim for amex again. My scores are particularly low and im working on that and i most likely wont app for a year or two...but of course i start to itch in the garden. If my scores are around 715-730 would I qualify for something other than a charge card? Ive had my Zync card for 2 years now, its the hard limit zync and i use it for everything. I have better cards though so im kind of disappointed with it. Im aiming for the BCE but i know i wont qualify. Where could i start? Ive also heard that if you have a hard limit zync you dont qualify for other products and ill never be able to convert. Im thinking about applying for the hilton. Is there another card that is easier to be approved for then converted?

 

Currently i have low limit cards as well and im working on that. i have two secured that im currently making deposits on. I closed several store accounts. If not an Amex whatother cards a great?

 

Thanks in advance!

Frequent Contributor
Posts: 448
Registered: ‎02-06-2008
0

Re: Next Amex Card?

Sorry for typos lol my tablet drives me crazy 

Regular Contributor
Posts: 223
Registered: ‎12-08-2012
0

Re: Next Amex Card?

[ Edited ]

Word has it that some of the co-branded revolvers, in addition to the Hilton, (e.g. Delta, JetBlue) have looser requirements and can be PC'd to BCE. Maybe start there?

EX: 758 (10/12), TU: ???, EQ: ???

BankAmericard Travel Rewards // Citi Forward // Amex Blue Cash Preferred // Gap Visa
Established Contributor
Posts: 652
Registered: ‎12-12-2012
0

Re: Next Amex Card?

I believe that you can search the site for a link that will let you see if you have preapproved offers.  I would recommend doing that too.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Frequent Contributor
Posts: 464
Registered: ‎10-29-2012
0

Re: Next Amex Card?

FB, I think they removed that feature, because I have been looking around for it for the last few days on Amex's website, but I still have not been able to find it. 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
Frequent Contributor
Posts: 448
Registered: ‎02-06-2008
0

Re: Next Amex Card?

Thanks everyone for the responses. i also cant find the pre approved feature. I'll aim for the Hilton. Hate that the zync cant be converted. I really wanted this card to grow with  me but will forever have the 500 limit. 

Contributor
Posts: 97
Registered: ‎07-17-2012
0

Re: Next Amex Card?

What is your income? I got the SPG after AU
for 7 months
Frequent Contributor
Posts: 448
Registered: ‎02-06-2008
0

Re: Next Amex Card?

My income is 40k. Was 25k when i appd. 

Regular Contributor
Posts: 168
Registered: ‎12-27-2012
0

Re: Next Amex Card?

Agreed...I haven't been able to find it either.

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Frequent Contributor
Posts: 442
Registered: ‎08-31-2007
0

Re: Next Amex Card?

I have never seen it

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.