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Next Balance Transfer Card?

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myjourney
Super Contributor

Re: Next Balance Transfer Card?


@tcbofade wrote:

Right at this moment, nothing shows up on Citi's pre qual link...but DP is on the top of their "suggested to apply for" list.

 

She'll have a much better score early in March...  I think that we'll wait to apply. 


Yes wait and check again

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 12
tcbofade
Super Contributor

Re: Next Balance Transfer Card?

So, lots has changed over the last 90 days or so.  DW will be looking for some BT cards, and or "better" cards than what she has next week.

 

Scores should be in the 670's across the board, low inquiries, high utilization.  She already has Slate and Simplicity, and Bank of America is not an option.

 

As of 01 May, the now famous 5/24 rule won't be an issue.

 

I'm thinking... in order...

 

Chase FU.  (two reasons...I want the BT availability, and I want to follow her around the house asking her about her "FU")

Citi DF.  (Long term 0% BT offer)

Cap One Quiksilver AND Venture combo.  (QS for BT's, Venture for util padding...)

 

...then possibly that new Marvel card, just because it's awesome looking??

 

 

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 12 of 12
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