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Next Move... what should it be???..

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Anonymous
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Next Move... what should it be???..

FAKO SCORES
Credit Karma : TU:681. EQ: 689
Credit Sesame: EX:681

Citi Bank Fico Score: 722

Equifax.com score : 655

Over all inquiries 7

No baddies.

Overall Credit utilization 26%



Citi Diamond preferred opened on oct 10 2014: As of today Balance $688 Credit Limit $2,000. I pay $125 a month 0% apr until feb 2016

Amex ED opened on oct 10 2014, 61 day 3xcli declined: As of today Balance $3,795, Credit limit: $9,500
I pay $250 a month, 0% apr until jan 2016.

Amex BCE opened on oct 17 2014: As of today Balance $918 Credit Limit $9,900 I pay $125 a month, 0% apr until feb 2016.

Cap 1 credit steps opened on nov 1 2014: as of today balance $49 Credit Limit $300 I PIF every month.

Navy Cash Rewards opened on jan 09 2015: as of today balance $193 credit limit $2,000 PIF every month

Toys r Us opened on feb 13 2015: as of today balance $156 credit limit $1,300 i pay $100 each month.

Authorized user
Cap 1 credit limit $1,000. Balance 0. Opened since 2010

Best buy credit limit $1,500 balance $500 opened since 2009


Message 1 of 8
7 REPLIES 7
Anonymous
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Re: Next Move... what should it be???..

Garden is ur next move... Unless u need more credit
Message 2 of 8
Anonymous
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Re: Next Move... what should it be???..

What do you want to accomplish? What are your goals?

Message 3 of 8
Anonymous
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Re: Next Move... what should it be???..

What exactly are you asking?

 

Should you apply for more credit? You should pull your MyFICO reports and see the full picture before anything.

 

Free sites only tell you so much. This is why they are free.

Message 4 of 8
Anonymous
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Re: Next Move... what should it be???..

Looking for limit increases .... When , how. Basically
Message 5 of 8
Anonymous
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Re: Next Move... what should it be???..

Anyone Smiley Sad
Message 6 of 8
Anonymous
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Re: Next Move... what should it be???..

Pull your FICO's.

Message 7 of 8
Anonymous
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Re: Next Move... what should it be???..


@Anonymous wrote:
Anyone Smiley Sad

@Anonymous,

 

The FAKOS are not going to be doing anything for you.  I see you have a Fico from Citi..  What are your other scores?  That will be a determinant of what your next move should be...

Message 8 of 8
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