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Next Step?

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Spanky23
Established Member
‎08-14-2014 07:21 PM
‎08-14-2014 07:21 PM

Re: Next Step?

Is Amex the best move then? Get a little more credit with Discover and a competitor and then let Chase join the party? I checked my one free report from EX and it showed Chase SP'ed me. That has to be good news?

Message 11 of 13
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tommywerdine
Regular Contributor
‎08-14-2014 07:37 PM
‎08-14-2014 07:37 PM

Re: Next Step?

Amex Everyday is my suggestion!


My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 12 of 13
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B335is
Moderator Emeritus
‎08-14-2014 07:45 PM
‎08-14-2014 07:45 PM

Re: Next Step?

I would search for an Amex Charge Card (like PRG) 50k offer through creditcards.  If approved, immediately (same day) app for an Amex revolver card like Everyday.  Many people have been able to get both with 1 hard pull.

 

Jamesdwi is right, give it a few more months before you go for Chase.  They seem to like 12 months of history on existing accts.

Message 13 of 13
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