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Regular Contributor
Posts: 224
Registered: ‎03-12-2013
0

Next card to apply for?

Recently was approved for 2 more new cards! Thank you guys for your advice!

 

Looking to make one more app during this 3 app spree but not sure which way to go.

Was looking at maybe Chase but just looking for something with good promos/ bonuses for regular credit usage, maybe a 0% APR period?)

 

Got approved for Best Buy Store Card at $800 (Called and got CLI to $1000 that I asked for)

Got approved for DiscoverIT with $2500

(dont know why more on discover and less on Discover go figure)

 

Don't plan on ever really carrying a balance.

 

As of now havent checked my credit score but feel I should soon..

 

One last app and I'd be done.

Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K
Regular Contributor
Posts: 224
Registered: ‎03-12-2013
0

Re: Next card to apply for?

Well, was approved for chase freedom, 3k limit. Small compared to some of y'all's and currently waiting to hear from Walmart.. Maybe threw that there just for the free credit updates.. May need to recon then I'm done for quite a while...
Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Next card to apply for?

[ Edited ]

angelcred10 wrote:
Well, was approved for chase freedom, 3k limit. Small compared to some of y'all's and currently waiting to hear from Walmart.. Maybe threw that there just for the free credit updates.. May need to recon then I'm done for quite a while...

Congrats and good luck with Wally

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Next card to apply for?

Congrats on Freedom. Call Walmart tomorrow, you might need to be verified.
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Next card to apply for?

Congrats on your new card and good luck on your GE card! 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Epic Contributor
Posts: 29,080
Registered: ‎10-23-2007
0

Re: Next card to apply for?


angelcred10 wrote:

Recently was approved for 2 more new cards! Thank you guys for your advice!

 

Looking to make one more app during this 3 app spree but not sure which way to go.

Was looking at maybe Chase but just looking for something with good promos/ bonuses for regular credit usage, maybe a 0% APR period?)

 

Got approved for Best Buy Store Card at $800 (Called and got CLI to $1000 that I asked for)

Got approved for DiscoverIT with $2500

(dont know why more on discover and less on Discover go figure)

 

Don't plan on ever really carrying a balance.

 

As of now havent checked my credit score but feel I should soon..

 

One last app and I'd be done.


sounds like with approval on chase you should call BofA about unsecuring and CLI!!!!

Regular Contributor
Posts: 224
Registered: ‎03-12-2013
0

Re: Next card to apply for?

Yeah I was thinking about it, or closing. Quite honestly they don't give good rewards impaired to my capital one or the new ones!
Thoughts?
Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K
Epic Contributor
Posts: 29,080
Registered: ‎10-23-2007
0

Re: Next card to apply for?


angelcred10 wrote:
Yeah I was thinking about it, or closing. Quite honestly they don't give good rewards impaired to my capital one or the new ones!
Thoughts?

You can product change once it's unsecured.

once these new cards report to your credit report, you need to send email to capital one exec. office for HUGE CLI too!

 

Doing great!

Contributor
Posts: 88
Registered: ‎10-28-2008
0

Re: Next card to apply for?

  Like Creditaddict said you can PC your BOA card. I've read on here that some can do it even while it is secured. The 1-2-3 cash back is good for gas when your IT or Freedom aren't in their quarterly categories,or 2% groceries is better than most. Personally I'd hang on to it, once you're unsecured your limit will go up over time.           

Regular Contributor
Posts: 224
Registered: ‎03-12-2013
0

Re: Next card to apply for?

yeah, I had seen that but when I asked for the rewards they told me no..

Do I call the regular number for that or a backdoor number?

Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K

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