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That sounds like a good idea to maybe wait a few more months. I really only wanted the chase freedom card soon to take advantage of the 5% amazon points chase freedom is offering currently this quarter if i was approved. I have my Citi forward card which is great for it so far, but recently found out that they nerfed the current card, and I am waiting for the impending moment that they decide to take away my 5x points as well from amazon. I talked to them recently and they said I am still enrolled into 5x restauraunts and entertainment so hopefully I am grandfathered in for the time being.
I live in PA, but have a house in NJ as well and was heavily thinking about opening a Chase checkings account for the time being to get the bonus cash and to build a nice relationship with Chase. Does anyone know if transferring funds from one bank to to another count as direct deposit? 10% is a nice bonus to points in the future but who knows if it will be worth the trouble.