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Regular Contributor
Posts: 122
Registered: ‎10-29-2012
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Nfcu or usaa?

I have NFCU credit card and thinking about getting USAA. which one do you like better?

Established Contributor
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Registered: ‎10-16-2007
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Re: Nfcu or usaa?

I like both, if I had to choose I guess it would be NFCU, just because there credit lines are better than anybody elses

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Established Member
Posts: 85
Registered: ‎02-08-2013
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Re: Nfcu or usaa?


dodgeball wrote:

I like both, if I had to choose I guess it would be NFCU, just because there credit lines are better than anybody elses


+1 NFCU is very generous. 


Total CL $179k | Budget Management | FICO Scores (TU 693) (EX 718) (EQ 729) | EIDT Me+Spouse Plan
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Posts: 10,898
Registered: ‎12-30-2011
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Re: Nfcu or usaa?

Pure credit perspective and other loan products, NFCU smokes USAA.  It's not even close really.

 

That said, if you can qualify for full membership at USAA, it's worth establishing it regardless as their insurance products are hard to beat and they're not a bad bank to do business with as a whole even as a limited member.  

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
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Established Contributor
Posts: 608
Registered: ‎10-11-2012
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Re: Nfcu or usaa?


Revelate wrote:

Pure credit perspective and other loan products, NFCU smokes USAA.  It's not even close really.

 

That said, if you can qualify for full membership at USAA, it's worth establishing it regardless as their insurance products are hard to beat and they're not a bad bank to do business with as a whole even as a limited member.  


+10000!!! I have my auto insurance through USAA and it can't be beat by anyone!!!!


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Regular Contributor
Posts: 170
Registered: ‎06-24-2011
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Re: Nfcu or usaa?

Can't go wrong with being members of both
USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$500 NFCU-$12500 Walmart-$800 BestBuy $1000 Navcheck 3000



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Posts: 7,225
Registered: ‎09-16-2011
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Re: Nfcu or usaa?

Their auto rates are competitive but state farm beats them for me...

I like navy; my husband and I joined usaa but we did not get any of their products.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Valued Member
Posts: 35
Registered: ‎01-30-2013
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Re: Nfcu or usaa?

Don't have NCFU, but I do like USAA. Its always nice being reimbursed for ATM fees. I was expecting their insurance to be better though, they were not able to beat the rate I receive from Liberty Mutual. Overall still a great company though.



START (01/13):TU: 701 | EQ: 692 | EX: 706
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Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: Nfcu or usaa?

No question about it, NFCU the way to go.Better CL amounts better CLI's and best perks and services. Also they give better customer service.

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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: Nfcu or usaa?

I think USAA has better rewards on their credit cards and that to me is better than a high limit on a poorly rewarding card.

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