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Frequent Contributor
swpopham
Posts: 419
Registered: ‎06-02-2012

Re: Nfcu

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‎08-22-2012 05:48 PM

That dose not affect your score
"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
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rootpooty
Posts: 1,611
Registered: ‎10-28-2011

Re: Nfcu

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‎08-22-2012 06:45 PM

jordanmedical wrote:

Root, it was 2 HP on EQ. nothing showing on TU.

whats your rates on both accounts?

NFCU plat 5k | NFCU cashrewards 3k | Chase Freedom 1.5k |
BOA 123 1k | Amazon 1600 | Walmart 900

On the prowl for Chase Sapphire Preferred!
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Established Contributor
jordanmedical
Posts: 991
Registered: ‎04-08-2012

Re: Nfcu

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‎08-22-2012 07:03 PM

16.65% (cash rewards-she said this is for the first yr and I can call after to get it lowered) and 17.99% for the navcheck (my nrewards is lower at 15.99% and at the time I had a score in the high 400s--odd bc she said apr is based on score and my score when they pulled was 90 points higher)

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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Established Contributor
jordanmedical
Posts: 991
Registered: ‎04-08-2012

Re: Nfcu

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‎08-23-2012 02:13 PM

Result on my EQ score after the 2 inq is I gained 1 point LOL (must be the paid C/O from 2005 that updated to a $0 balance)

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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Super Contributor
CS800
Posts: 6,099
Registered: ‎04-07-2008

Re: Nfcu

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‎08-23-2012 05:00 PM

aloush11 wrote:

Does NFCU ask for paystubs anytime you apply? I just became a member yesterday :smileyvery-happy: but I dont want to apply until my Utl is under 9%. Should I get paystubs and proof of income ready?

 

Btw congrats on the approval!

I had ot fax in paystubs  and once I did everyting was approved





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