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Established Contributor
Posts: 554
Registered: ‎06-02-2012
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Re: Nfcu

That dose not affect your score
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Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
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Re: Nfcu


jordanmedical wrote:

Root, it was 2 HP on EQ. nothing showing on TU.


whats your rates on both accounts?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Nfcu

16.65% (cash rewards-she said this is for the first yr and I can call after to get it lowered) and 17.99% for the navcheck (my nrewards is lower at 15.99% and at the time I had a score in the high 400s--odd bc she said apr is based on score and my score when they pulled was 90 points higher)

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Nfcu

Result on my EQ score after the 2 inq is I gained 1 point LOL (must be the paid C/O from 2005 that updated to a $0 balance)

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Nfcu


aloush11 wrote:

Does NFCU ask for paystubs anytime you apply? I just became a member yesterday :smileyvery-happy: but I dont want to apply until my Utl is under 9%. Should I get paystubs and proof of income ready?

 

Btw congrats on the approval!


I had ot fax in paystubs  and once I did everyting was approved




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