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Nice APR lowering from NFCU

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DigitalArk
Valued Contributor

Re: Nice APR lowering from NFCU


@Smug wrote:
Called yesterday was having issues making a payment was able to go from 13.99 percent to 9.99 percent, next year trying for the 7.99 percent

Congrats! Which card do you have with NFCU?

Message 11 of 15
Scupra
Super Contributor

Re: Nice APR lowering from NFCU


@DigitalArk wrote:

@Smug wrote:
Called yesterday was having issues making a payment was able to go from 13.99 percent to 9.99 percent, next year trying for the 7.99 percent

Congrats! Which card do you have with NFCU?


+1 Also wondering! Sounds like the Platinum? Congrats and good luck in the future.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 12 of 15
mt2va
Established Contributor

Re: Nice APR lowering from NFCU

I was able to get both of my NFCU CC lowered to 6 % for one year.

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 13 of 15
wallyworld123
Frequent Contributor

Re: Nice APR lowering from NFCU


@Smug wrote:
Called yesterday was having issues making a payment was able to go from 13.99 percent to 9.99 percent, next year trying for the 7.99 percent

awesome way to goSmiley Happy

Message 14 of 15
LearningMoreAboutCredit
Frequent Contributor

Re: Nice APR lowering from NFCU

OP, Congrats on lowering your APR...I got mine lowered by 3% last week.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 15 of 15
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