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Nice Cap 1 Surprise

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Established Contributor

Nice Cap 1 Surprise

I just woke up to an AUO CLI on my Cap 1 plat card!  They raised my limit by 1,000   Limit is now 1300.   WOW!!  I have been with them for 6 months now, and my credit steps was suppose to only take me to $500 limit...I am surprised and impressed!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 1 of 11
10 REPLIES
Mega Contributor

Re: Nice Cap 1 Surprise

Congrats! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
Regular Contributor

Re: Nice Cap 1 Surprise

Congratulations! Thats a great auto CLI from Cap One. Have you been using the card alot?

CK TU FAKO - 762, TU FICO - 781, EX Fako 734, EX FICO 764 - 3/29/2014
INQ: TU 4, EX 8, EQ 1 |
AMEX PRG (01/11), AMEX BCE (01/11): $2.5k, AMEX EDP (3/11): $6k Chase Freedom(07/13): $2k,
Barclay Arrival+ WMC (3/14): $6.3k, Barclays US Air MC (9/14): $2.5k, CSP (9/14): 12k
Message 3 of 11
Established Contributor

Re: Nice Cap 1 Surprise

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 4 of 11
Established Contributor

Re: Nice Cap 1 Surprise

I use it every month, but for only a small gas purchase and then pay in full.  

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 5 of 11
Regular Contributor

Re: Nice Cap 1 Surprise

COngratulations! You just blew my theory that they want you to use it up to the limit to get the big increases though. Now I will have to come up with a new theory. LOL!

Message 6 of 11
Valued Contributor

Re: Nice Cap 1 Surprise

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 7 of 11
Frequent Contributor

Re: Nice Cap 1 Surprise

Hats off to you!

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 8 of 11
Valued Contributor

Re: Nice Cap 1 Surprise

   Congrats on your capital one card. they did a similar thing for me at the 6 month mark. Awesome!

Message 9 of 11
Senior Contributor

Re: Nice Cap 1 Surprise

Congrats were you in credit steps?

Message 10 of 11