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Frequent Contributor
Posts: 345
Registered: ‎02-14-2013
0

Nice Cap 1 Surprise

I just woke up to an AUO CLI on my Cap 1 plat card!  They raised my limit by 1,000   Limit is now 1300.   WOW!!  I have been with them for 6 months now, and my credit steps was suppose to only take me to $500 limit...I am surprised and impressed!

EX: 619 (FICO) 3/14/14
EQ: 587 (FICO) 3/14/14
TU: 579 (FICO) 3/2/14

Goal: 700 Across the board In Garden until 4/1/16
Merrick Bank (0/500) Cap 1 Secured (0/201) Cap 1 Plat (0/300)
Mega Contributor
Posts: 16,663
Registered: ‎08-08-2011
0

Re: Nice Cap 1 Surprise

Congrats! 

Regular Contributor
Posts: 222
Registered: ‎07-25-2013
0

Re: Nice Cap 1 Surprise

Congratulations! Thats a great auto CLI from Cap One. Have you been using the card alot?

CK TU FAKO - 762, TU FICO - 781, EX Fako 734, EX FICO 764 - 3/29/2014
INQ: TU 4, EX 8, EQ 1 |
AMEX PRG (01/11), AMEX BCE (01/11): $2.5k, AMEX EDP (3/11): $6k Chase Freedom(07/13): $2k,
Barclay Arrival+ WMC (3/14): $6.3k, Barclays US Air MC (9/14): $2.5k, CSP (9/14): 12k
Established Contributor
Posts: 574
Registered: ‎06-04-2012
0

Re: Nice Cap 1 Surprise

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Frequent Contributor
Posts: 345
Registered: ‎02-14-2013
0

Re: Nice Cap 1 Surprise

I use it every month, but for only a small gas purchase and then pay in full.  

EX: 619 (FICO) 3/14/14
EQ: 587 (FICO) 3/14/14
TU: 579 (FICO) 3/2/14

Goal: 700 Across the board In Garden until 4/1/16
Merrick Bank (0/500) Cap 1 Secured (0/201) Cap 1 Plat (0/300)
Regular Contributor
Posts: 110
Registered: ‎04-29-2013
0

Re: Nice Cap 1 Surprise

COngratulations! You just blew my theory that they want you to use it up to the limit to get the big increases though. Now I will have to come up with a new theory. LOL!

Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Nice Cap 1 Surprise

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 374
Registered: ‎02-10-2013
0

Re: Nice Cap 1 Surprise

Hats off to you!

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Valued Contributor
Posts: 1,061
Registered: ‎02-06-2013
0

Re: Nice Cap 1 Surprise

   Congrats on your capital one card. they did a similar thing for me at the 6 month mark. Awesome!

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Nice Cap 1 Surprise

Congrats were you in credit steps?

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