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Frequent Contributor
Deltadog03
Posts: 345
Registered: ‎02-14-2013

Nice Cap 1 Surprise

I just woke up to an AUO CLI on my Cap 1 plat card!  They raised my limit by 1,000   Limit is now 1300.   WOW!!  I have been with them for 6 months now, and my credit steps was suppose to only take me to $500 limit...I am surprised and impressed!

EX: 619 (FICO) 3/14/14
EQ: 587 (FICO) 3/14/14
TU: 579 (FICO) 3/2/14

Goal: 700 Across the board In Garden until 4/1/16
Merrick Bank (0/500) Cap 1 Secured (0/201) Cap 1 Plat (0/300)
Mega Contributor
coldnmn
Posts: 11,217
Registered: ‎08-08-2011

Re: Nice Cap 1 Surprise

Congrats! 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 10/25/13 /
Regular Contributor
tornadoguy
Posts: 210
Registered: ‎07-25-2013

Re: Nice Cap 1 Surprise

Congratulations! Thats a great auto CLI from Cap One. Have you been using the card alot?

CK TU FAKO - 762, TU FICO - 781, EX Fako 734, EX FICO 764 - 3/29/2014
INQ: TU 3, EX 7, EQ 1 | In the garden until 10/2014
AMEX PRG (01/11), AMEX BCE (01/11): $2.5k, AMEX EDP (3/11): $6k Chase Freedom(07/13): $2k,
Barclay Arrival+ WMC (3/14): $6.3k
Established Contributor
knoregs
Posts: 567
Registered: ‎06-04-2012

Re: Nice Cap 1 Surprise

Congrats!

 

~kn


EQ: ??? (No Current)
EX: ??? (No Current)
TU: 667 (Discover FICO) 6/12/14

Last App 12/17/13... In Garden 'till July/August '14
Frequent Contributor
Deltadog03
Posts: 345
Registered: ‎02-14-2013

Re: Nice Cap 1 Surprise

I use it every month, but for only a small gas purchase and then pay in full.  

EX: 619 (FICO) 3/14/14
EQ: 587 (FICO) 3/14/14
TU: 579 (FICO) 3/2/14

Goal: 700 Across the board In Garden until 4/1/16
Merrick Bank (0/500) Cap 1 Secured (0/201) Cap 1 Plat (0/300)
Regular Contributor
LLMT
Posts: 109
Registered: ‎04-29-2013

Re: Nice Cap 1 Surprise

COngratulations! You just blew my theory that they want you to use it up to the limit to get the big increases though. Now I will have to come up with a new theory. LOL!

Valued Contributor
MsLadyRover
Posts: 2,727
Registered: ‎03-14-2012

Re: Nice Cap 1 Surprise

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Frequent Contributor
GaTech
Posts: 374
Registered: ‎02-10-2013

Re: Nice Cap 1 Surprise

Hats off to you!

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Nice Cap 1 Surprise

   Congrats on your capital one card. they did a similar thing for me at the 6 month mark. Awesome!

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009

Re: Nice Cap 1 Surprise

Congrats were you in credit steps?


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