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Nice JC Penney CLI!!!!

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RiseandShine7907
Established Member

Nice JC Penney CLI!!!!

I logged into my account earlier and notice that my credit limit went from $150 to $1,000 Smiley Happy!!!! I'm shocked because just two weeks ago I called to request a cli of $500 and was denied due to "insufficient experience at my current limit". I'm in the process of paying off some cc debt so this is going to help out a lot with my util for now.

TU-720 --- 03/14
EQ-727 -- 03/14
Message 1 of 9
8 REPLIES 8
Guava
Established Contributor

Re: Nice JC Penney CLI!!!!

Congrats! really nice bump!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 9
LS2982
Mega Contributor

Re: Nice JC Penney CLI!!!!


@RiseandShine7907 wrote:

I logged into my account earlier and notice that my credit limit went from $150 to $1,000 Smiley Happy!!!! I'm shocked because just two weeks ago I called to request a cli of $500 and was denied due to "insufficient experience at my current limit". I'm in the process of paying off some cc debt so this is going to help out a lot with my util for now.


Congrats!!!

 

smh (my own card no luv) but I'm happy for you!




EQ FICO 548 3/3/16
Message 3 of 9
CS800
Super Contributor

Re: Nice JC Penney CLI!!!!

Nice !1. thats one heck of a CLI Smiley Happy




Message 4 of 9
tinuviel
Moderator Emeritus

Re: Nice JC Penney CLI!!!!

Congrats! Yes, JCP can give some nice CL increases. I started out with a 200 CL, then went to 1200 after 3 1/2 months. Four months later, I went to 1800. Remember to ask for an increase every 4 statements. Good luck for future increases!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 5 of 9
CS800
Super Contributor

Re: Nice JC Penney CLI!!!!

That's a 6.7x  increase in CL. Not bad if we look a t it this way also Smiley Happy




Message 6 of 9
lbdebtfree
Member

Re: Nice JC Penney CLI!!!!

Congrats!!  JCP is usually really generous with their CLI's.  I started out with an $800 CL and over the course of six months or so they raised my CL THREE times without me ever requesting it.  My CL is now at $2600.

"Being wealthy is all great but living comfortable and care free is better."

Jan 2012 CK FICO ~ (Ex) 666, (EQ) 650, (TU) 628
Feb 2012 CK FICO ~ (Ex) 666, (EQ) 657, (TU) 652

Lowest Known Score 530's. Goal Score: 720
Message 7 of 9
frogfan12
Established Contributor

Re: Nice JC Penney CLI!!!!

Wow, congrats! Smiley Happy


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 8 of 9
LS2982
Mega Contributor

Re: Nice JC Penney CLI!!!!


@lbdebtfree wrote:

Congrats!!  JCP is usually really generous with their CLI's.  I started out with an $800 CL and over the course of six months or so they raised my CL THREE times without me ever requesting it.  My CL is now at $2600.


How long have you had the card and how often do you use it?? Roundabout total spent on it?




EQ FICO 548 3/3/16
Message 9 of 9
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